1013 Locust St, Mountain Home, AR 72653 Property Records

Baxter County property record for 1013 Locust St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,427 sqft
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2008)
Tax Bill	$383 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-01116-000`

Property Details

APN / Parcel Number

Primary APN	`007-01116-000`
Alternative APN	`30421`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	768 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1013 LOCUST ST
City	MOUNTAIN HOME
State	AR
Zip	72653-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 INDIAN CREEK ADD
Legal Range	13
Legal Township	19
Legal Section	03
Legal Subdivision	INDIAN CREEK ADD
Legal Lot Number	24
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3018
Census Tract	950200

Owner

Source: Baxter County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 LOCUST ST, MOUNTAIN HOME, AR 72653-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2008 · Amount on Record
Deed Sale	Nov 12, 2008 · Amount on Record
Deed Book / Page	2008 / 12009
Last Transfer Date	Oct 2, 2012
Transfer Doc	02012/8143
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Recording Date	Apr 22, 2026
Property Address	1013 LOCUST ST, MOUNTAIN HOME, AR 72653-3741
Document Number	0000003557
Instrument Date	Apr 6, 2026
Instrument	20263557
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 LOCUST ST, MOUNTAIN HOME, AR 72653-3741

Mortgage

Document Number	0000003557,
Date	Apr 22, 2026
Instrument	20263557

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 (-13.35%) Homeowner's exemption	$26,710 (-) Land $3,400 Building $23,310
2024	$442.00 (-7.14%)
2023	$476.00 Homeowner's exemption	$26,710 Land $3,400 Building $23,310	$133,550 Land $17,000 Building $116,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Nov 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Reynolds Media, T-Mobile.

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