1013 Howard Ave, Biloxi, MS 39530 Property Records

Harrison County property record for 1013 Howard Ave, Biloxi, MS 39530

Property Summary

Property Type	Commercial Office
Details	1 ba · 6,330 sqft · built 1955
Lot Size	0.286 acres (12,480 sqft)
Owner	Company Name on Record
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1410L-05-044.001`

Property Details

APN / Parcel Number

Primary APN	`1410L-05-044.001`
Alternative APN	`100634`

Interior

Full Baths	1 Bath
Building Area	6,330 sqft Adjusted Area
Gross Area	6,292 sqft
1st Floor Area	6,292 sqft
Flooring	Combination, Other
Interior Walls	Unfinished

Exterior

Year Built	Built 1955
Exterior Material	Brick
Lot Area	12,480 sqft
Lot Dimensions	192 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	100634
Street Address	1013 HOWARD AVE
City	BILOXI
State	MS
Zip	39530-3774
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	BEG 116 FT N OF INTER W R/W SUTER PL & N R/W WISTERIA LN N 184 FT TO S R/W W HOWARD AVE W ALONG S R/W 65 FT TO E R/W JOACHIM
Legal Range	09
Legal Township	07
Legal Section	33
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Central Historic District (Boundary Decrease and Increase) listed 2015 · 86 contributing resources · NRIS 14001154

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1009 HOWARD AVE, BILOXI, MS 39530-3774
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2014
Deed Sale	Apr 23, 2014
Deed Document Number	2014-0000976-D-J2
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1013 HOWARD AVE, BILOXI, MS 39530-3774
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180002097TJ2
Date	Jul 18, 2018
Instrument	2018-0002097-T-J2

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount Recorded
Term	236 Months
Due	Mar 6, 2038

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (+4.52%)	$24,011 (+2.88%)	$160,079 (+2.88%) Land $35,656 Building $124,423
2024	$2,567.00 (+0.23%)
2023	$2,561.00	$23,339	$155,597 Land $35,656 Building $119,941
2022	$2,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	112 units insured incl. 48 condo units
Nearby Flood Claims	58 (1978–2021)
Claims Outside the SFHA	37 of 58
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 38 claims Hurricane Georges, Sep 1998 · 2 claims Severe Storms, Tornadoes, Flooding, May 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20