1013 Harbor Ln, La Joya, TX 78560 Property Records

Hidalgo County property record for 1013 Harbor Ln, La Joya, TX 78560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,198 sqft · built 2001
Lot Size	0.37 acres (16,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,240 (Jul 2026)
Tax Bill	$10,441 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage
APN	`T300000000001000`

Property Details

APN / Parcel Number

Primary APN	`T300000000001000`
Alternative APNs	`R346748` `346748`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,198 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	2,658 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Stucco
Roof Material	Metal
Lot Area	16,111 sqft (0.37 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	372 sqft
Deck Area	180 sqft
Patio Area	120 sqft
Canopy	464 sqft
Gazebo	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1013 HARBOR LN
City	LA JOYA
State	TX
Zip	78560-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE COVES LOT 10, 11 & 12
Legal Subdivision	THE COVES - SLJ
Legal Tract	10
Legal Block	3
Legal Lot Number	10
Jurisdiction	HIDALGO TX
Township / Civil Division	SULLIVAN CITY
Census Block Group	3
Census Block	3015
Census Tract	24210

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3208 ZENAIDA AVE, MCALLEN, TX 78504-6369
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Sep 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	20263772712
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 23, 2026
Property Address	1013 HARBOR LN, LA JOYA, TX 78560-9081
Document Number	0003772712
Instrument Date	Jul 22, 2026
Instrument	20263772712
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TEXAS TITLE, TOP TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 ZENAIDA AVE, MCALLEN, TX 78504-6369

Mortgage

Document Number	0003772713,
Date	Jul 23, 2026
Instrument	20263772713

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Sep 7, 2022
Property Address	1013 HARBOR LN, LA JOYA, TX 78560-9081
Document Number	0003378055
Map Reference	DOC 426489
Instrument Date	Sep 7, 2022
Instrument	3378055
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, EDWARDS ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4466 N GLASSCOCK RD, PALMHURST, TX 78573-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HARBOR LN, LA JOYA, TX 78560-9081

Mortgage

Document Number	0003378056
Date	Sep 7, 2022
Instrument	3378056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	La Joya City
Unified School District	La Joya Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,000 (-4.84%) Land $96,665 Building $377,335	$474,000 (-4.84%) Land $96,665 Building $377,335
2025	$10,441.00 (+1.96%) Homeowner's exemption	$498,100 (+17.81%) Land $96,665 Building $401,435	$498,100 (-0.88%) Land $96,665 Building $401,435
2024	$10,240.00 (+12.69%)
2023	$9,087.00 (-8.32%) Homeowner's exemption	$422,789 Land $68,471 Building $434,068	$502,539 Land $68,471 Building $434,068
2022	$9,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JOYA serves 3,033 people · EPA ID TX1080213
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment currently in violation since Dec 2023
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TWIN, VTX Communications.

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