Richland County property record for 1013 Golden Ledge Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,223 sqft · built 2022 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (May 2025) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28911-12-04 |
| Primary APN | 28911-12-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,223 sqft Heated Area |
| Gross Area | 5,394 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 20,909 sqft (0.48 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02179859 |
|---|---|
| Street Address | 1013 GOLDEN LEDGE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 89 91.9X150X78.1X99.4X150 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 89,91 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1013 GOLDEN LEDGE LN, ELGIN, SC 29045-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 13, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | May 13, 2022 · Amount on Record |
| Deed Document Number | 202522178 |
| Deed Book / Page | 3019 / 3854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1013 GOLDEN LEDGE LN, ELGIN, SC 29045-8018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0031020639 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 3102/639 |
| Instrument | 2026008657 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 13, 2022 |
| Property Address | 1013 GOLDEN LEDGE LN, ELGIN, SC 29045-8018 |
| Document Number | 0027440500 |
| Book / Page | 2744 / 500 |
| Map Reference | MB 2504 PG 1757&1758 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022027741 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,228.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 GOLDEN LEDGE LN, ELGIN, SC 29045-8018 |
| Investor | Possibly a Property Investor |
| Document Number | 2022027742 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022027742 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,774.00 (+17.44%) | $2,600 (-) | $610,100 (+838.62%) Land $94,500 Building $515,600 |
| 2023 | $4,065.00 (+76.36%) | $2,600 (-33.33%) | $65,000 (-) |
| 2021 | $2,305.00 | $3,900 | $65,000 Land $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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