Rowan County property record for 1013 Gardner St, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,048 sqft · built 1900 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Jan 2022) |
| Tax Bill | $2,529 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 412 033 |
| Primary APN | 412 033 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 272 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1013 GARDNER ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-7670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1:SINGLE |
| Legal Description | L1 1.08AC |
| Legal Subdivision | JAMIE H BOST |
| Legal Tract | 1 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 51002 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1013 GARDNER ST, SALISBURY, NC 28146-7670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Book / Page | 1393 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 18, 2022 |
| Property Address | 1013 GARDNER ST, SALISBURY, NC 28146-7670 |
| Document Number | 0013930271 |
| Book / Page | 1393 / 271 |
| Map Reference | MB 9995 PG 6249 |
| Instrument Date | Jan 18, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5171 SHOREVIEW DR, 5171, CONCORD, NC 28025-7698 |
| Name | Verified Name |
|---|---|
| Address | 1013 GARDNER STREET, FAITH, NC 28041 |
| Document Number | 0001393272 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 1393/272 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 4, 2021 |
| Property Address | 1013 GARDNER ST, SALISBURY, NC 28146-7670 |
| Document Number | 0013850612 |
| Book / Page | 1385 / 612 |
| Map Reference | MB 9995 PG 6249 |
| Instrument Date | Oct 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1295 CANNON ST, 1295, ROCKWELL, NC 28138-9491 |
| Name | Verified Name |
|---|---|
| Address | 5171 SHOREVIEW DR, CONCORD, NC 28025-7698 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Faith Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,529.00 | $255,469 (-) Land $34,500 Building $220,969 | $255,469 (-) Land $34,500 Building $220,969 |
| 2023 | $2,529.00 | $255,469 Land $34,500 Building $220,969 | $255,469 Land $34,500 Building $220,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAITH serves 1,316 people · EPA ID NC0180055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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