Montgomery County property record for 1013 Gardner Rd, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1956 |
| Lot Size | 0.218 acres (9,518 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,235 (2024) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 01204 0075 |
| Primary APN | N64 01204 0075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,518 sqft (0.218 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1013 GARDNER RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75 ROSELAND TER 2 |
| Legal Subdivision | ROSELAND TER 2 |
| Legal Lot Number | 75 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20700 |
1013 Gardner Rd is owner-occupied and held in a trust since July 2020.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1013 GARDNER RD, DAYTON, OH 45429-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 22, 2020 |
| Last Transfer Date | Jul 9, 2020 |
| Transfer Doc | 0000039438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 9, 2020 |
| Property Address | 1013 GARDNER RD, DAYTON, OH 45429-4521 |
| Document Number | 0000039438 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 39438 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $34.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1013 GARDNER RD KETTERING OH 454294521, KETTERING, OH 45429-4521 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,630 Land $15,380 Building $61,250 | ||
| 2024 | $4,235.00 (+1.24%) | ||
| 2023 | $4,183.00 (+13.82%) | $76,630 (+37.82%) Land $15,380 Building $61,250 | $218,940 Land $43,930 Building $175,010 |
| 2022 | $3,675.00 | $55,600 Land $11,140 Building $44,460 | |
| 2020 | $158,860 Land $31,830 Building $127,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1013 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1013 Gardner Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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