1013 Franko Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1013 Franko Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Apr 2021)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T031800065`

Property Details

APN / Parcel Number

Primary APN	`T031800065`
Alternative APN	`4-0053-8939-00-0187.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,603 sqft
Basement Area	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031800065
Street Address	1013 FRANKO DR
City	O FALLON
State	MO
Zip	63366-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANTRY VLG AT THORNBURY LOT 187
Legal Subdivision	CHANTRY VLG AT THORNBURY
Legal Lot Number	187
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2010
Census Tract	311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 FRANKO DR, O FALLON, MO 63366-7562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTSTAR MORTGAGE CORP
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA
Apr 7, 2021	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Apr 19, 2012
Deed Document Number	202130644
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000030642
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1013 FRANKO DR, O FALLON, MO 63366-7562
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 FRANKO DR, O FALLON, MO 63366-7562

Mortgage

Document Number	0000046715
Date	Nov 13, 2023
Instrument	2023R-046715

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	330 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 7, 2021
Property Address	1013 FRANKO DR, O FALLON, MO 63366-7562
Document Number	2021R030644
Map Reference	MB 38 PG 286
Instrument Date	Apr 5, 2021
Instrument	2021R-030644
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 PHEASANT POINTE CT, 320, OLD MONROE, MO 63369-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 FRANKO DR, O FALLON, MO 63366-7562

Mortgage

Document Number	2021R030645
Date	Apr 7, 2021
Instrument	2021R-030645

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Apr 7, 2021
Property Address	1013 FRANKO DR, O FALLON, MO 63366-7562
Document Number	2021R030643
Map Reference	MB 38 PG 286
Instrument Date	Apr 5, 2021
Instrument	2021R-030643
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,108 (-)	$321,620 (-) Building $321,620
2025	$4,177.00 (+19.27%)	$61,108 (+7.23%)	$321,620 (+7.23%)
2023		$56,986 (+23.27%)
2022	$3,502.00	$46,227	$299,929 (+23.28%) Land $50,000 Building $249,929
2021			$243,298 Land $45,000 Building $198,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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