St. Clair County property record for 1013 Edgewood Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,267 sqft · built 1989 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,500 (Feb 2025) |
| Tax Bill | $1,154 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage |
| APN | 04-32-0-403-009 |
| Primary APN | 04-32-0-403-009 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,267 sqft Living Area |
| Upper Floors Area | 76 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Mixed |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|
| Street Address | 1013 EDGEWOOD DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER CREEK ESTATES6TH ADD LOT/SEC-105 A02840513 |
| Legal Subdivision | TIMBER CREEK |
| Legal Block | 403 |
| Legal Lot Number | 105 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 504352 |
1013 Edgewood Dr is owned and occupied by two individuals who bought it in February 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 EDGEWOOD DR, O FALLON, IL 62269-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 28, 2023 | Warranty Deed, Transfer · VA Mortgage ACCESS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Sep 28, 2023 · Amount on File |
| Deed Document Number | 20252840513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1013 EDGEWOOD DR, O FALLON, IL 62269-2860 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1013 EDGEWOOD DR, O FALLON, IL 62269-2860 |
| Document Number | 0A02875130 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | A02875130 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 28, 2023 |
| Property Address | 1013 EDGEWOOD DR, O FALLON, IL 62269-2860 |
| Document Number | 0A02793353 |
| Map Reference | MB 86 PG 75 |
| Instrument Date | Sep 21, 2023 |
| Instrument | A02793353 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 EDGEWOOD DR, O FALLON, IL 62269-2860 |
| Document Number | 0A02793354 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | A02793354 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
The 2025 property tax bill for 1013 Edgewood Dr was $1,154.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 | $96,067 Land $27,066 Building $69,001 | $288,201 Land $81,198 Building $207,003 |
| 2022 | $71,510 Land $20,147 Building $51,363 | $214,530 Land $60,441 Building $154,089 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1013 Edgewood Dr; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 Edgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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