1013 Edgewater Ln, Lynden, WA 98264 Property Records

Whatcom County property record for 1013 Edgewater Ln, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 1991
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$276,780 (Feb 2013)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400316-138258-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-138258-0000`
Alternative APNs	`128688` `564386` `501534`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,992 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	113 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	128688
Street Address	1013 EDGEWATER LN
City	LYNDEN
State	WA
Zip	98264-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	EAST-LYN DIV 2 LOT 43
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	EAST-LYN DIV 2
Legal Block	2
Legal Lot Number	43
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2001
Census Tract	10303

Owner

1013 Edgewater Ln is owned and occupied by an individual who acquired it in December 2021.

Source: Whatcom County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2013 · Amount on File
Deed Sale	Feb 13, 2013 · Amount on File
Deed Document Number	2013201711
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000102557
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jun 8, 2026
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Document Number	0000000644
Instrument Date	Jun 3, 2026
Instrument	2026644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061

Mortgage

Document Number	0000000644,
Date	Jun 8, 2026
Instrument	2026644

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000702203
Date	Jul 31, 2023
Instrument	2023-0702203

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500999
Date	May 7, 2021
Instrument	2021-0500999

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jan 24, 2022
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Document Number	0000102557
Map Reference	MB 16 PG 78&79
Instrument Date	Dec 21, 2021
Instrument	2022-0102557
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061

Mortgage

Document Number	0000102558
Date	Jan 24, 2022
Instrument	2022-0102558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 3, 2019
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Document Number	2190900066
Instrument Date	Aug 29, 2019
Instrument	900066
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 EDGEWATER LN LYNDEN WA 982641061, LYNDEN, WA 98264-1061

Mortgage

Document Number	2190900067
Date	Sep 3, 2019
Instrument	900067

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1013 EDGEWATER LN, LYNDEN, WA 98264-1061
Document Number	2180601410
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 EDGEWATER LN LYNDEN WA 982641061, LYNDEN, WA 98264-1061

Mortgage

Document Number	2180601410
Date	Jun 13, 2018
Instrument	601410

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Edgewater Ln was $4,503.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00	$614,241 Land $272,825 Building $341,416	$614,241 Land $272,825 Building $341,416
2022		$500,742 Land $162,459 Building $338,283	$500,742 Land $162,459 Building $338,283
2021	$3,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Edgewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Edgewater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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