Midland County property record for 1013 E Saint Andrews Rd, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1951 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Oct 2026) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-30-274 |
| Primary APN | 14-10-30-274 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 181 ft deep x 65 ft wide |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 1013 E SAINT ANDREWS RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 38 BLK I KENTWOOD DIV 2 |
| Legal Subdivision | BLK I KENTWOOD DIV |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 290800 |
1013 E Saint Andrews Rd is owned and occupied by two individuals who bought it in October 2026.
Source: Midland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5313 WENDT RD, HOPE, MI 48628-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CREDIT UNION |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIORITY 1 LENDING LLC |
| Mar 27, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Feb 28, 2022 · Amount on File |
| Deed Document Number | 20269555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 2, 2026 |
| Property Address | 1013 E SAINT ANDREWS RD, MIDLAND, MI 48642-3744 |
| Document Number | 0000009555 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20269555 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | MIDLAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,475.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5313 WENDT RD, HOPE, MI 48628-9774 |
| Document Number | 0000009556, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20269556 |
| Name | FRANKENMUTH CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 28, 2022 |
| Property Address | 1013 E SAINT ANDREWS RD, MIDLAND, MI 48642-3744 |
| Document Number | 001654/745 |
| Book / Page | 1654 / 745 |
| Map Reference | LB B PG 29 |
| Instrument Date | Feb 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1013 E SAINT ANDREWS RD, 1013, MIDLAND, MI 48642-3744 |
| Name | Verified Name |
|---|---|
| Address | 6125 EASTMAN AVE, MIDLAND, MI 48640-2569 |
| Document Number | 0001654746 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 1654/746 |
| Name | PRIORITY 1 LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 27, 2018 |
| Property Address | 1013 E SAINT ANDREWS RD, MIDLAND, MI 48642-3744 |
| Document Number | 1614/0008 |
| Book / Page | 1614 / 0008 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4455 W TAFT RD, 4455, SAINT JOHNS, MI 48879-8710 |
| Name | Verified Name |
|---|---|
| Address | 4758 N MERIDIAN RD, HOPE, MI 48628-9632 |
The 2025 property tax bill for 1013 E Saint Andrews Rd was $1,976 with a homeowner's exemption, up 1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,800 (+5.36%) | $133,600 (+5.36%) | |
| 2025 | $1,976.00 (+1.02%) Homeowner's exemption | $63,400 | $126,800 |
| 2024 | $1,956.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1013 E Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1013 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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