1013 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1013 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1921
Lot Size	0.123 acres (5,376 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2022)
Tax Bill	$2,732 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-13-482-010.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-13-482-010.000-026`
Alternative APN	`01870662463`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area
Basement Area	288 sqft

Exterior

Year Built	Built 1921
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,376 sqft (0.123 acres)
Lot Dimensions	128 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870662463
Street Address	1013 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 OAK PARK 4TH ADD
Legal Subdivision	OAK PARK 4TH ADD
Legal Lot Number	62
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2051
Census Tract	3000

Owner

1013 E Fox St is owned by an individual who acquired it in April 2023.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25733 GREY FOX TRL, SOUTH BEND, IN 46628-9250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Oct 7, 2022	Warranty Deed, Transfer · Commercial Mortgage FINLEY CAPITAL LLC
Oct 11, 2022	Warranty Deed, Transfer · Commercial Mortgage FINLEY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	0002229374
Last Transfer Date	Apr 5, 2023
Transfer Doc	0002307050
Record Updated	Jun 8, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 5, 2023
Property Address	1013 E FOX ST, SOUTH BEND, IN 46613-2934
Document Number	0002307050
Map Reference	PB 9 PG 192
Instrument Date	Mar 30, 2023
Instrument	2307050
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	VOYAGER TITLE INC, VOYAGER TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25733 GREY FOX TRL, SOUTH BEND, IN 46628-9250

Mortgage

Document Number	0002307051
Date	Apr 5, 2023
Instrument	2307051

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 7, 2022
Property Address	1013 E FOX ST, SOUTH BEND, IN 46613-2934
Document Number	0002229177
Map Reference	PB 9 PG 192
Instrument Date	Oct 5, 2022
Instrument	2229177
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5776 GRAPE RD, MISHAWAKA, IN 46545-8460
Investor	Possibly a Property Investor

Mortgage

Document Number	0002229178
Date	Oct 7, 2022
Instrument	2229178

Lender

Name	FINLEY CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Due	Oct 5, 2022

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 11, 2022
Property Address	1013 E FOX ST, SOUTH BEND, IN 46613-2934
Document Number	0002229374
Map Reference	PB 9 PG 192
Instrument Date	Oct 5, 2022
Instrument	2229374
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25733 GREY FOX TRL, SOUTH BEND, IN 46628-9250

Mortgage

Document Number	0002229375
Date	Oct 11, 2022
Instrument	2229375

Lender

Name	FINLEY CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 5, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,600 Land $2,100 Building $118,500	$120,600 Land $2,100 Building $118,500
2024	$2,732.00 (+44.02%)
2023	$1,897.00 (+12.78%)	$77,800 (+10.98%) Land $2,100 Building $75,700	$77,800 (+10.98%) Land $2,100 Building $75,700
2022	$1,682.00	$70,100 Land $2,100 Building $68,000	$70,100 Land $2,100 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 E Fox St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1013 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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