Bay County property record for 1013 E 23rd St, Panama City, FL 32405
| Property Type | Hotel |
|---|---|
| Details | 39,656 sqft · built 1987 |
| Lot Size | 2.49 acres (108,725 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,350,000 (Jul 2006) |
| Tax Bill | $34,570 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12985-000-000 |
| Primary APN | 12985-000-000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Units | 42 Units |
| Stories | 2 Stories |
| Building Area | 39,656 sqft Gross Area |
| 1st Floor Area | 29,430 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 108,725 sqft (2.49 acres) |
| Lot Dimensions | 250 ft deep x 435 ft wide |
| Driveway | Driveway |
| Pool Area | 709 sqft |
| Deck Area | Deck Area |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1013 E 23RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5313 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -115- 104B ST AND BAY DEV CO PLAT LOT 128 LESS E 225 & LESS SR R/W ORB 1144 P 651 ORB 1664 P 811 ORB 2804 P 1857 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 128 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 1302 |
1013 E 23rd St, a commercial property, is owned by a company that acquired it in December 2024.
Source: Bay County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 607, CHIPLEY, FL 32428-0607 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2006 · Amount on File |
| Deed Sale | Jul 14, 2006 · Amount on File |
| Deed Document Number | 200649268 |
| Deed Book / Page | 2804 / 1857 |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 0000000926 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1013 E 23rd St was $34,570.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,570.00 | $1,676,261 | $2,413,173 Land $1,248,000 Building $1,165,173 |
| 2023 | $26,880.00 (+9.68%) | $2,000,670 (+1.09%) Land $1,248,000 Building $752,670 | $2,000,670 (+1.09%) Land $1,248,000 Building $752,670 |
| 2022 | $24,508.00 | $1,979,016 Land $1,223,040 Building $755,976 | $1,979,016 Land $1,223,040 Building $755,976 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1013 E 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1013 E 23rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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