1013 Doncaster Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1013 Doncaster Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 1996
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2024)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jun 2016 Line of Credit + 7 more
Flood Zone	Zone X (moderate risk)
APN	`070-13-00-138.00`

Property Details

APN / Parcel Number

Primary APN	`070-13-00-138.00`
Alternative APNs	`10833` `60523`

Interior

Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	330 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	60523
Street Address	1013 DONCASTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SE SWE (LOT 1013; BLOCK 501)
Legal Subdivision	SOUTHWOOD ESTATES SUBDIVISION
Legal Lot Number	1013
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	4
Census Block	4000
Census Tract	960600

Owner

Source: Bell County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC
Jun 29, 2016	Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC
Nov 5, 2012	Deed of Trust, Mortgage · ARM FIRST STATE FINANCIAL INC
Aug 12, 2010	Deed of Trust, Mortgage FIRST STATE FINANCIAL INC
Nov 20, 2024	Intrafamily Transfer, Transfer
Oct 24, 2024	Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 5, 2012	Gift Deed, Transfer
Apr 10, 2008	Special Warranty Deed, Transfer
Apr 10, 2008	Warranty Deed, Transfer HOME FEDERAL BANK CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Document Number	2024244836
Deed Book / Page	408 / 480
Last Transfer Date	Nov 18, 2024
Transfer Doc	0000245125
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 ARTHUR RD, CUMBERLAND GP, TN 37724

Mortgage

Document Number	00M360/618
Date	Dec 4, 2019
Book Page	M360/618
Instrument	181223

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 21, 2049

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258

Mortgage

Document Number	00M337/770
Date	Jun 29, 2016
Book Page	M337/770
Instrument	167790

Lender

Name	FIRST STATE FINANCIAL INC
Type	Bank
Address	PINEVILLE, KY 40977

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M310/420
Date	Nov 5, 2012
Book Page	M310/420
Instrument	149112

Lender

Name	FIRST STATE FINANCIAL INC
Address	MIDDLESBORO, KY 40965

Agreement

Type	ARM
Amount	Amount Recorded
Term	299 Months
Due	Oct 25, 2037

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 25, 2027
Change Frequency	Annually

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M292/557
Date	Aug 12, 2010
Book Page	M292/557

Lender

Name	FIRST STATE FINANCIAL INC

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Jul 29, 2035

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Nov 20, 2024
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Document Number	00D408/741
Book / Page	D408 / 741
Map Reference	MB 2 PG 95
Instrument Date	Nov 18, 2024
Instrument	245125
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Oct 24, 2024
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Document Number	00D408/480
Book / Page	D408 / 480
Map Reference	MB 2 PG 95 SL 233
Instrument Date	Oct 18, 2024
Instrument	244836
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 LEONARD LN, HARROGATE, TN 37752-7321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258

Mortgage

Document Number	0000244839
Date	Oct 24, 2024
Instrument	244839

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2012: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BELL KY
Recording Date	Nov 5, 2012
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Document Number	0000358/29
Book / Page	358 / 29
Instrument Date	Oct 25, 2012
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$20.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BOONE DR, HARROGATE, TN 37752-6927

April 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Apr 10, 2008
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Document Number	000341/143
Book / Page	341 / 143
Instrument Date	Apr 4, 2008
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 CORPORATE CENTER DR, POMONA, CA 91768-2642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Mail Care Of	GEORGE MICHAEL WEBB

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Apr 10, 2008
Property Address	1013 DONCASTER AVE, MIDDLESBORO, KY 40965-2258
Document Number	00D341/143
Book / Page	D341 / 143
Instrument Date	Apr 4, 2008
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M272/46
Date	Apr 10, 2008
Book Page	M272/46

Lender

Name	HOME FEDERAL BANK CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (+142.34%)	$220,000 (+136.56%) Land $220,000	$220,000 (+136.56%) Land $220,000
2023	$973.00	$93,000	$93,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1981–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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