Osceola County property record for 1013 Dakota Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 2003 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Sep 2018) |
| Tax Bill | $1,732 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77809 |
| Primary APN | 77809 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Heated Area |
| Gross Area | 2,071 sqft |
| 1st Floor Area | 1,516 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Patio Area | 64 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 77809 |
|---|---|
| Street Address | 1013 DAKOTA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 153 LOTS 17 & 18 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 153 |
| Legal Lot Number | 2,17-18 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 43400 |
Source: Osceola County records · APN 77809
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1013 DAKOTA AVE, SAINT CLOUD, FL 34769-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Sep 28, 2018 | Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Oct 06, 2010 · Amount on Record |
| Deed Document Number | 2018146435 |
| Deed Book / Page | 5409 / 0831 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1013 DAKOTA AVE, SAINT CLOUD, FL 34769-3616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1013 DAKOTA AVE, SAINT CLOUD, FL 34769-3616 |
| Document Number | 0062531441 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 6253/1441 |
| Instrument | 2022110563 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 1013 DAKOTA AVE, SAINT CLOUD, FL 34769-3616 |
| Document Number | 0054090831 |
| Book / Page | 5409 / 0831 |
| Map Reference | MB B PG33 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018146435 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,512.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 VESTA SUE CT, 27, JONESBOROUGH, TN 37659-6385 |
| Name | Verified Name |
|---|---|
| Address | 1013 DAKOTA AVE, SAINT CLOUD, FL 34769-3616 |
| Document Number | 2018146436 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018146436 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,732.00 (+7.98%) Homeowner's exemption Senior Citizen's exemption | $151,329 (+5.99%) | $322,300 (+12.07%) Land $46,800 Building $275,500 |
| 2023 | $1,604.00 (+4.84%) Homeowner's exemption Senior Citizen's exemption | $142,782 (+3%) | $287,600 (+17.87%) Land $42,500 Building $245,100 |
| 2022 | $1,530.00 Homeowner's exemption Senior Citizen's exemption | $138,624 | $244,000 Land $35,100 Building $208,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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