St. Johns County property record for 1013 Cedar Cove Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 2005 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Sep 2017) |
| Tax Bill | $4,012 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 183627-1140 |
| Primary APN | 183627-1140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 1,753 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1013 CEDAR COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-4833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44/30-41 SEA PINES LOT 114 OR6021/803(L/E) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | SEA PINES |
| Legal Block | 2 |
| Legal Lot Number | 114 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 183627-1140
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1013 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 06, 2017 | Warranty Deed, Transfer · FHA Mortgage FBT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2017 · Amount on Record |
| Deed Sale | Sep 06, 2017 · Amount on Record |
| Prior Sale | May 06, 2016 · Amount on Record |
| Deed Document Number | 201761777 |
| Deed Book / Page | 4432 / 1278 |
| Last Transfer Date | Sep 12, 2024 |
| Transfer Doc | 0060210803 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1013 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0050961765 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 5096/1765 |
| Instrument | 2020102213 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 06, 2017 |
| Property Address | 1013 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 0044321278 |
| Book / Page | 4432 / 1278 |
| Map Reference | MB44 PG30-41 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017061777 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALATER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1093 A1A BEACH BLVD, 1093, SAINT AUGUSTINE, FL 32080-6733 |
| Name | Verified Name |
|---|---|
| Address | 1013 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 2017061778 |
|---|---|
| Date | Sep 06, 2017 |
| Instrument | 2017061778 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,243 (+2.7%) | $436,682 (-0.23%) Land $156,000 Building $280,682 | |
| 2025 | $4,012.00 (+12.73%) Homeowner's exemption | $311,824 (+2.9%) | $437,688 (-1.9%) Land $156,000 Building $281,688 |
| 2024 | $3,559.00 (+2.01%) Homeowner's exemption | $303,036 (+3%) | $446,165 (+8.8%) Land $105,280 Building $340,885 |
| 2023 | $3,489.00 (+2.98%) Homeowner's exemption | $294,210 (+3%) | $410,066 (+7.6%) Land $105,280 Building $304,786 |
| 2022 | $3,388.00 Homeowner's exemption | $285,641 | $381,087 Land $105,280 Building $275,807 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 109 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force 92 of 109 on primary residences |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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