1013 Bancroft Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 1013 Bancroft Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1964
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-261-120`

Property Details

APN / Parcel Number

Primary APN	`048-261-120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1013 BANCROFT AVE
City	HALF MOON BAY
State	CA
Zip	94019-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 17 & 18 BLK 4 GRAND VIEW TERRACE RSM 4/20
Legal Subdivision	GRAND VIEW TERRACE
Legal Block	4
Legal Lot Number	17,18
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2046
Census Tract	613501

Owner

1013 Bancroft Ave is owned and occupied by an individual who acquired it in August 2026.

Source: San Mateo County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Affidavit, Transfer
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LOAN CORPORATION
Oct 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2026
Transfer Doc	0000049439
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN MATEO CA
Recording Date	Aug 31, 2026
Property Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505
Document Number	0000049439
Instrument Date	Aug 24, 2026
Instrument	202649439
Transaction Type	Transfer
Record Updated	Sep 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505

Mortgage

Document Number	0000067571
Date	Dec 21, 2023
Instrument	2023-067571

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505

Mortgage

Document Number	0000046848
Date	Sep 26, 2023
Instrument	2023-046848

Lender

Name	COMMERCIAL LOAN CORPORATION
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 31, 2023
Property Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505
Document Number	0000056118
Map Reference	MB 4 PG 20
Instrument Date	Oct 6, 2023
Instrument	2023-056118
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1013 BANCROFT AVE, HALF MOON BAY, CA 94019-1505

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Bancroft Ave was $2,533.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,216 (+2%) Land $11,221 Building $75,995
2025	$2,533.00 Homeowner's exemption	$85,506 Land $11,001 Building $74,505
2023	$2,235.00 (+3.19%) Homeowner's exemption	$82,188 Land $10,575 Building $71,613	$1,168,650
2022	$2,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Bancroft Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Bancroft Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Verizon.

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