1013 Algonquin Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1013 Algonquin Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,478 sqft · built 2016
Lot Size	0.246 acres (10,710 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2019)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-26-278-021`

Property Details

APN / Parcel Number

Primary APN	`8914-26-278-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft
Basement Area	1,478 sqft
Finished Basement	775 sqft
Unfinished Basement	1,478 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,710 sqft (0.246 acres)
Lot Dimensions	119 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	291 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1013 ALGONQUIN DR
City	CEDAR FALLS
State	IA
Zip	50613-8162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENHILL VILLAGE TENTH ADDITION LOT 9
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	GREENHILL VILLAGE TENTH
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2011
Census Tract	2601

Owner

1013 Algonquin Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Oct 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LINCOLN SAVINGS BANK
Oct 27, 2017	Warranty Deed, Subdivision Related Transfer · ARM DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Deed Document Number	2019202000007269
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010935
Date	Nov 22, 2021
Instrument	202100010935

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 18, 2019
Property Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162
Document Number	202000007269
Instrument Date	Aug 21, 2019
Instrument	202000007269
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162

Mortgage

Document Number	202000007270
Date	Oct 18, 2019
Instrument	202000007270

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 27, 2017
Property Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162
Document Number	201800007447
Instrument Date	Oct 26, 2017
Instrument	201800007447
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ALGONQUIN DR, CEDAR FALLS, IA 50613-8162

Mortgage

Document Number	201800007448
Date	Oct 27, 2017
Instrument	2018-00007448

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Algonquin Dr was $5,964 with a homeowner's exemption, down 3.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,964.00 (-3.78%) Homeowner's exemption	$417,170 Land $55,580 Building $361,590	$417,170 Land $55,580 Building $361,590
2024	$6,198.00
2023		$403,810 (+23.78%) Land $55,580 Building $348,230	$403,810 Land $55,580 Building $348,230
2022	$5,796.00 Homeowner's exemption	$326,220 Land $55,580 Building $270,640
2021			$326,220 Land $55,580 Building $270,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Algonquin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Algonquin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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