1013 Alcona Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1013 Alcona Ct, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,183 sqft · built 2016
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2022)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-066-778`

Property Details

APN / Parcel Number

Primary APN	`07-066-778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
1st Floor Area	2,183 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 ALCONA CT
City	INDIAN TRAIL
State	NC
Zip	28079-0047
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#137 UNION GROVE PH1 MAP1 OPCN081-082
Legal Subdivision	UNION GROVE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2010
Census Tract	20320

Owner

1013 Alcona Ct, a rural home, is owned and occupied by two individuals who bought it in December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 ALCONA CT, INDIAN TRAIL, NC 28079-0047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC
Nov 5, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	202240244
Deed Book / Page	8621 / 583
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 8, 2022
Property Address	1013 ALCONA CT, INDIAN TRAIL, NC 28079-0047
Document Number	0008621583
Book / Page	8621 / 583
Map Reference	CAB N FILE 81-82
Instrument Date	Dec 7, 2022
Instrument	40244
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 ALCONA CT, INDIAN TRAIL, NC 28079-0047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ALCONA CT, INDIAN TRAIL, NC 28079-0047

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	1013 ALCONA CT, INDIAN TRAIL, NC 28079-0047
Document Number	7286413
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 ALCONA CT INDIAN TRAIL NC 280790047, INDIAN TRAIL, NC 28079-0047

Mortgage

Document Number	7286413
Date	Dec 19, 2018
Book Page	007286/000413
Instrument	34706

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1013 Alcona Ct was $3,098.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,700 (-) Land $98,000 Building $371,700	$469,700 (-) Land $98,000 Building $371,700
2025	$3,098.00	$469,700 Land $98,000 Building $371,700	$469,700 Land $98,000 Building $371,700
2023	$2,766.00	$330,800 Land $61,500 Building $269,300	$330,800 Land $61,500 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 Alcona Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 Alcona Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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