1013 2nd St, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 1013 2nd St, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Oct 1999)
Tax Bill	$707 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031-20-04-003.00`

Property Details

APN / Parcel Number

Primary APN	`031-20-04-003.00`
Alternative APN	`13385`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,034 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Stone
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Area	190 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	13385
Street Address	1013 2ND ST
City	MOUNT STERLING
State	KY
Zip	40353-8185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLDFIELD SUBD LOT 228 & 229/HOUSE
Legal Subdivision	OLDFIELD SUBD
Legal Lot Number	228-229
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2005
Census Tract	920201

Owner

1013 2nd St is owned and occupied by two individuals who bought it in October 1999.

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 2ND ST, MOUNT STERLING, KY 40353-8185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1999 · Amount on File
Deed Sale	Oct 1, 1999 · Amount on File
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1013 2nd St was $707.

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00	$65,000	$65,000
2023	$699.00	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20