1013 2nd Ave SE, Cresco, IA 52136 Property Records

Howard County property record for 1013 2nd Ave SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1961
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Mar 2026)
Tax Bill	$1,702 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320480004040000`

Property Details

APN / Parcel Number

Primary APN	`320480004040000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1013 2ND AVE SE
City	CRESCO
State	IA
Zip	52136-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L 75' X 175' COMM 225' W OF NE COR L 4EX N 4.5' X 75' IR SURV N 1/2 NE
Legal Range	11W
Legal Township	99N
Legal Section	26
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	960100

Owner

1013 2nd Ave SE is owned and occupied by an individual who bought it in March 2026.

Source: Howard County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6, MC GREGOR, IA 52157-0006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Aug 17, 2017 · Amount on File
Deed Document Number	2026315
Deed Book / Page	2026 / 315
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Aug 17, 2017
Property Address	1013 2ND AVE SE, CRESCO, IA 52136-1709
Document Number	02017/1256
Book / Page	2017 / 1256
Instrument Date	Aug 11, 2017
Instrument	2017 1256
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 2ND AVE SE, CRESCO, IA 52136-1709

Mortgage

Document Number	2017/1257
Date	Aug 17, 2017
Book Page	2017/1257
Instrument	2017 1257

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1013 2nd Ave SE was $1,702 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,702.00	$129,790 (+16.68%) Land $7,350 Building $122,440	$129,790 (+16.68%) Land $7,350 Building $122,440
2025	$1,702.00 (+3.91%) Homeowner's exemption	$111,240 Land $7,350 Building $103,890	$111,240 Land $7,350 Building $103,890
2024	$1,638.00
2023		$99,110 (+20.08%) Land $7,350 Building $91,760	$99,110 Land $7,350 Building $91,760
2022	$1,580.00 Homeowner's exemption	$82,540 Land $7,350 Building $75,190
2021			$82,540 Land $7,350 Building $75,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 2nd Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 2nd Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	700 / 200
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Harmony Telephone Company, Verizon, Windstream.

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