1013 15th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1013 15th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 646 sqft · built 1918
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2025)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-1914-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-1914-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	646 sqft Living Area
1st Floor Area	646 sqft
Basement Area	646 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	51 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1013 15TH ST
City	PORT HURON
State	MI
Zip	48060-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	N 50 FT LOT 15 BLK 224 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	224
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2033
Census Tract	622000

Owner

1013 15th St is owned and occupied by an individual who bought it in December 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	818 WALL ST, PORT HURON, MI 48060-5379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Feb 6, 2025 · Amount on File
Deed Document Number	202523460
Deed Book / Page	5878 / 384
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0005786741
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1013 15TH ST, PORT HURON, MI 48060-5037
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	HOUSTON TITLE COMPANY, HURON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005676861
Date	Dec 15, 2023
Book Page	5676/861
Instrument	2023021730

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	261 Months
Due	Sep 1, 2045

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 9, 2025
Property Address	1013 15TH ST, PORT HURON, MI 48060-5037
Document Number	0005878384
Book / Page	5878 / 384
Map Reference	LB 1 PG 9
Instrument Date	Nov 7, 2025
Instrument	2025023460
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 WATER ST, PORT HURON, MI 48060-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 WALL ST, PORT HURON, MI 48060-5379

Mortgage

Document Number	2025023461
Date	Dec 9, 2025
Instrument	2025023461

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1013 15th St was $1,240 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,400 (-10.49%)	$76,800
2025	$1,240.00 (+2.9%) Homeowner's exemption	$42,900
2024	$1,205.00		$85,800
2023		$37,900
2022	$894.00		$75,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1013 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1013 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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