1013 151st St, Luverne, MN 56156 Property Records

Rock County property record for 1013 151st St, Luverne, MN 56156

Property Summary

Property Type	General Agricultural/Rural
Details	1,901 sqft
Lot Size	9.99 acres (435,164 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2016)
Tax Bill	$1,610 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2017 Mortgage + 5 more
APN	`09-0096-000`

Property Details

APN / Parcel Number

Primary APN	`09-0096-000`

Interior

Building Area	1,901 sqft Total Area

Exterior

Lot Area	435,164 sqft (9.99 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1013 151ST ST
City	LUVERNE
State	MN
Zip	56156-4046
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	9.99 A TR IN SW1/4 DESC AS: COM AT SW COR OF SEC 20; ELY ALG S LN OF SW1/4 273.75' TO POB; CONTN ELY ALG SD S LN 744.20';
Legal Range	45
Legal Township	103
Legal Section	20
Jurisdiction	ROCK MN
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1133
Census Tract	570100

Owner

1013 151st St, an agricultural property, is owned by two individuals who bought it in October 2016.

Source: Rock County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1013 151ST ST, LUVERNE, MN 56156-4046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO
Jun 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2016 · Amount on File
Deed Sale	Oct 18, 2016 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	2016189321
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209140
Date	Nov 25, 2025
Instrument	209140

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190714
Date	Jun 1, 2017
Instrument	190714

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2022

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	189895
Date	Jan 6, 2017
Instrument	189895

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2021

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	191593
Date	Nov 6, 2017
Instrument	191593

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198473
Date	Nov 9, 2020
Instrument	198473

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198539
Date	Nov 18, 2020
Instrument	198539

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	1013 151ST ST, LUVERNE, MN 56156-4046
Transaction Type	Mortgage
Record Updated	Apr 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	196793
Date	Mar 31, 2020
Instrument	196793

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1013 151st St was $1,610.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
County Subdivision	Mound Township
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,610.00	$445,300 Land $138,200 Building $307,100	$445,300 Land $138,200 Building $307,100
2023	$1,680.00	$409,100 Land $136,300 Building $272,800	$409,100 Land $136,300 Building $272,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1013 151st St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 151st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rock County Rural Water System serves 2,919 people · EPA ID MN1670007
Water Source	Purchased surface water from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	May 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.61 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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