10129 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 10129 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,097 sqft · built 2023
Lot Size	0.174 acres (7,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,500 (Nov 2023)
Tax Bill	$760 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1033-000-44300`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1033-000-44300`
Alternative APNs	`252211103300044300` `3922949`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,097 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,417 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,595 sqft (0.174 acres)
Garage Type	Attached
Garage Area	693 sqft
Porch	Finished/Open Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3922949
Street Address	10129 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 3D PB 73 PG 85-90 LOT 443 ORB 6236 PG 1343
Legal Subdivision	PALISADES PHASE 3D
Legal Tract	A-F,H-M,*N
Legal Lot Number	443
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2086
Census Tract	31207

Owner

Source: Lake County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1700 HOOKS ST, 6202, CLERMONT, FL 34711-3560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Nov 2, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	2023134739
Deed Book / Page	6236 / 1343
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 8, 2026
Property Address	10129 SPRING LAKE DR, CLERMONT, FL 34711-7924
Document Number	0000042244
Book / Page	6715 / 1074
Instrument Date	Mar 30, 2026
Instrument	202642244
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 SPRING LAKE DR, CLERMONT, FL 34711-7924

Mortgage

Document Number	0000042244,
Date	Apr 8, 2026
Book Page	6715/1074
Instrument	202642244

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 2, 2023
Property Address	10129 SPRING LAKE DR, CLERMONT, FL 34711-7924
Document Number	0062361343
Book / Page	6236 / 1343
Map Reference	MB 73 PG 85
Instrument Date	Oct 27, 2023
Instrument	2023134739
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,308.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 HOOKS ST, CLERMONT, FL 34711-3552

Mortgage

Document Number	0062361348
Date	Nov 2, 2023
Instrument	6236/1348

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,811 (-) Land $102,300 Building $386,511	$488,811 (-) Land $102,300 Building $386,511
2025		$488,811 (+469.71%) Land $102,300 Building $386,511	$488,811 (+469.71%) Land $102,300 Building $386,511
2024	$760.00 (-26.92%)
2023	$1,040.00 (+113.99%)	$85,800 (+135.71%)	$85,800 (+135.71%) Land $85,800
2022	$486.00	$36,400	$36,400 Land $36,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

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