10129 Kelly Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10129 Kelly Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,455 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2001)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-306753`

Property Details

APN / Parcel Number

Primary APN	`13-306753`
Alternative APN	`306753`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,455 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	2,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Porch Area	484 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	306753
Street Address	10129 KELLY RD
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 SEC 2 3.00 ACRES ETZLER ESTATES
Legal Subdivision	ACRES ETZLER ESTATES
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	1
Census Block	1002
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2001 · Amount on File
Deed Sale	Jun 26, 2001 · Amount on File
Prior Sale	Jun 23, 1992 · Amount on File
Deed Document Number	20014108
Deed Book / Page	2897 / 944
Last Transfer Date	May 13, 2019
Transfer Doc	0129870284
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311

Mortgage

Document Number	0147070304
Date	Mar 29, 2021
Book Page	14707/304

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141450444
Date	Oct 5, 2020
Book Page	14145/444

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	May 24, 2019
Property Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Document Number	0129870284
Book / Page	012987 / 000284
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10129 KELLY RD WALKERSVILLE MD 217937311, WALKERSVILLE, MD 21793-7311

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 23, 2019
Property Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Document Number	0128090476
Book / Page	012809 / 000476
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 KELLY RD WALKERSVILLE MD 217937311, WALKERSVILLE, MD 21793-7311

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 23, 2019
Property Address	10129 KELLY RD, WALKERSVILLE, MD 21793-7311
Document Number	0128090472
Book / Page	012809 / 000472
Instrument Date	Dec 29, 2018
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 KELLY RD WALKERSVILLE MD 217937311, WALKERSVILLE, MD 21793-7311

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,000 (+4.85%)	$650,000 (+14.54%) Land $228,000 Building $422,000
2025	$7,082.00 (+6.59%)	$567,500 (+12.27%) Land $177,000 Building $390,500	$567,500 (-) Land $177,000 Building $390,500
2024	$6,644.00 (+9.42%)
2023	$6,072.00	$505,500	$567,500 Land $177,000 Building $390,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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