Hamilton County property record for 10128 Zig Zag Rd, Blue Ash, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,852 sqft · built 1954 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $664,500 (Oct 2025) |
| Tax Bill | $8,389 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 612-0131-0091-00 |
| Primary APN | 612-0131-0091-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,852 sqft Living Area |
| Gross Area | 4,822 sqft |
| 1st Floor Area | 2,446 sqft |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,406 sqft |
| Unfinished Basement | 592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 248 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 286 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10128 ZIG ZAG RD |
|---|---|
| City | BLUE ASH |
| State | OH |
| Zip | 45242-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ZIG ZAG RD 92 X 248.50 R1-T4-S10 SW PAR 91-92-93CONS |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | BLUE ASH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23521 |
Source: Hamilton County records · APN 612-0131-0091-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Jan 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2019 · Amount on Record |
| Deed Document Number | 202581822 |
| Deed Book / Page | 15526 / 1601 |
| Prior Transfer Date | May 17, 2013 |
| Prior Transfer Doc | 0000000489 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Document Number | 0000094046 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 14472/2683 |
| Instrument | 2021-0094046 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000144568 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 14554/4036 |
| Instrument | 2021-0144568 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 21, 2025 |
| Property Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Document Number | 0000081822 |
| Book / Page | 15526 / 1601 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 2025-0081822 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Document Number | 0000081823 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0081823 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000104918 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 14271/2730 |
| Instrument | 2020-0104918 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 16, 2019 |
| Property Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Document Number | 0000004450 |
| Book / Page | 13835 / 01664 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019-0004450 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10128 ZIG ZAG RD, BLUE ASH, OH 45242-5704 |
| Document Number | 0000004451 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019-0004451 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Blue Ash City |
| Unified School District | Sycamore Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,389.00 (+2.54%) | $193,431 (-) Land $28,245 Building $165,186 | $552,660 (-) Land $80,700 Building $471,960 |
| 2024 | $8,181.00 (-0.5%) | $193,431 (-) Land $28,245 Building $165,186 | |
| 2023 | $8,222.00 (-1.19%) | $193,431 (+18.82%) Land $28,245 Building $165,186 | $552,660 (+18.82%) Land $80,700 Building $471,960 |
| 2022 | $8,321.00 Homeowner's exemption | $162,793 Land $26,877 Building $135,916 | |
| 2020 | $465,120 Land $76,790 Building $388,330 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1985 · river or lake flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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