10128 Winding River Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 10128 Winding River Rd, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2016
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on File
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-23-22-376-007`

Property Details

APN / Parcel Number

Primary APN	`41-23-22-376-007`
Alternative APNs	`0072471-026200-9` `10004708917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,563 sqft
Flooring	Covered

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	202 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004708917
Old Parcel Number	00724710262009
Street Address	10128 WINDING RIVER RD
City	PUNTA GORDA
State	FL
Zip	33950-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CRE 003 0005 0031 CREEKSIDE PH 3 BLK5 LT31 3932/1564 CD3942/741 4117/68 4906/316 3447441
Legal Range	23E
Legal Township	41S
Legal Section	22
Legal Subdivision	CREEKSIDE
Legal Block	5
Legal Lot Number	31
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1017
Census Tract	10503

Owner

10128 Winding River Rd is owned by a company that acquired it in September 2024.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	5420 LYNDON B JOHNSON FWY STE 600, 600, DALLAS, TX 75240-6230
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024
Deed Sale	Sep 9, 2024
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	3447441
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 6, 2022
Property Address	10128 WINDING RIVER RD, PUNTA GORDA, FL 33950-1305
Document Number	0049060316
Book / Page	4906 / 316
Map Reference	MB 19 PG 21A-21G
Instrument Date	Jan 3, 2022
Instrument	3043007
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	HOMEPRO TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,589.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9995 BISHOP CREEK WAY, 9995, PUNTA GORDA, FL 33950-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10128 Winding River Rd was $4,343.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,343.00	$287,917	$330,944 Land $35,000 Building $295,944
2023	$6,252.00 (+30.36%)	$348,050 (+7.54%)	$316,497 (-2.21%) Land $30,000 Building $286,497
2022	$4,796.00	$323,658 Land $21,250 Building $302,408	$323,658 Land $21,250 Building $302,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10128 Winding River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10128 Winding River Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35