10128 Stern Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10128 Stern Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,432 sqft · built 2019
Lot Size	0.147 acres (6,420 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Jun 2017)
Tax Bill	$36,646 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`375-12-009`

Property Details

APN / Parcel Number

Primary APN	`375-12-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,420 sqft (0.147 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10128 STERN AVE
City	CUPERTINO
State	CA
Zip	95014-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1164 BOOK 42 PAGE 22 LOT 12
Legal Subdivision	TRACT NO 1164
Legal Tract	1164
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1011
Census Tract	508004

Owner

10128 Stern Ave is owned and occupied by two individuals who acquired it in May 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10128 STERN AVE, CUPERTINO, CA 95014-3667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 17, 2020	Deed of Trust, Mortgage DIVINE MTG CAP
Jun 22, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Sep 30, 2009 · Amount on File
Deed Document Number	201723680648
Last Transfer Date	May 17, 2018
Transfer Doc	0023938894
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10128 STERN AVE, CUPERTINO, CA 95014-3667
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 STEM AVE, CUPERTINO, CA 95014

Mortgage

Document Number	0025106103
Date	Sep 20, 2021
Instrument	25106103

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10128 STERN AVE, CUPERTINO, CA 95014-3667
Document Number	0024643543
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10128 STERN AVE CUPERTINO CA 950143667, CUPERTINO, CA 95014-3667

Mortgage

Document Number	0024643543
Date	Oct 6, 2020
Instrument	24643543

Lender

Name	DIVINE MTG CAP
Address	CITY OF INDUSTRY, CA 91748

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 22, 2017
Property Address	10128 STERN AVE, CUPERTINO, CA 95014-3667
Document Number	0023680648
Map Reference	MAP42 PG22
Instrument Date	Jun 14, 2017
Instrument	23680648
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10162 ALPINE DR APT A, A, CUPERTINO, CA 95014-0942
Investor	Possibly a Property Investor

Mortgage

Document Number	0023680649
Date	Jun 22, 2017
Instrument	23680649

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10128 Stern Ave was $36,646 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,117,235 (+2%) Land $1,894,072 Building $1,223,163
2025	$36,646.00 Homeowner's exemption	$3,056,114 Land $1,856,934 Building $1,199,180
2023	$35,301.00 (+1.57%) Homeowner's exemption	$2,937,443 Land $1,784,828 Building $1,152,615
2022	$34,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10128 Stern Ave in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10128 Stern Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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