10128 Roveout Ln, Columbia, MD 21046 Property Records

Howard County property record for 10128 Roveout Ln, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,478 sqft · built 1978
Lot Size	0.18 acres (7,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,000 (Mar 2021)
Tax Bill	$8,774 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`16-138576`

Property Details

APN / Parcel Number

Primary APN	`16-138576`
Alternative APN	`138576`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,478 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,823 sqft (0.18 acres)
Garage Type	Built-in

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	240 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	138576
Street Address	10128 ROVEOUT LN
City	COLUMBIA
State	MD
Zip	21046-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 345 7,823 SQ' 10128 ROVEOUT LN VIL KINGS CONTRIV S1 A1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE
Legal Lot Number	345
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2005
Census Tract	606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10128 ROVEOUT LN, COLUMBIA, MD 21046-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Special Warranty Deed, Transfer · VA Mortgage PARAMOUNT BANK
Nov 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Nov 19, 2019 · Amount on Record
Deed Book / Page	20364 / 1
Record Updated	Oct 29, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 24, 2021
Property Address	10128 ROVEOUT LN, COLUMBIA, MD 21046-1327
Document Number	0203640001
Book / Page	20364 / 1
Map Reference	MB 3932
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2741, SEAL BEACH, CA 90740-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10128 ROVEOUT LN, COLUMBIA, MD 21046-1327
Investor	Possibly a Property Investor

Mortgage

Document Number	203648
Date	Mar 24, 2021
Instrument	20364/8

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 19, 2019
Property Address	10128 ROVEOUT LN, COLUMBIA, MD 21046-1327
Document Number	0190230192
Book / Page	019023 / 000192
Instrument Date	Nov 6, 2019
Transaction Type	Foreclosure
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$337.50
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2999 WESTMINSTER AVE #265 SEAL BEACH CA 907405379, 265, SEAL BEACH, CA 90740-5379

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,774.00 (+7.64%)	$573,400 (+7.77%) Land $227,700 Building $345,700	$573,400 (-) Land $227,700 Building $345,700
2025	$8,151.00 (+66.65%)	$532,067 (+18.39%)	$573,400 (+27.59%) Land $227,700 Building $345,700
2023		$449,400 Land $197,700 Building $251,700	$449,400 Land $197,700 Building $251,700
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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