10128 Howe Ave, Grass Valley, CA 95949 Property Records

Nevada County property record for 10128 Howe Ave, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,736 sqft · built 1991
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (May 2026)
Tax Bill	$5,111 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-310-012-000`

Property Details

APN / Parcel Number

Primary APN	`023-310-012-000`
Alternative APN	`23-310-12-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,736 sqft Living Area
1st Floor Area	2,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	65,340 sqft
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Patio Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Old Parcel Number	23-310-12-000
Street Address	10128 HOWE AVE
City	GRASS VALLEY
State	CA
Zip	95949-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	PTN SW 1/4 11-15-8
Legal Range	8E
Legal Township	15N
Legal Section	11
Legal Lot Number	4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1006
Census Tract	104

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Quit Claim Deed ATTORNEY ONLY
Mar 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	20267631
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0000013521
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 13, 2026
Property Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135
Document Number	0000007631
Instrument Date	May 7, 2026
Instrument	2026.7631
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135

Mortgage

Document Number	0000007632,
Date	May 13, 2026
Instrument	2026..7632

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135

Mortgage

Document Number	0000031436
Date	Nov 17, 2020
Instrument	20200031436

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 17, 2019
Property Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135
Document Number	0000013521
Instrument Date	Jun 26, 2019
Instrument	13521
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10128 HOWE AVE GRASS VALLEY CA 959499135, GRASS VALLEY, CA 95949-9135

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 14, 2019
Property Address	10128 HOWE AVE, GRASS VALLEY, CA 95949-9135
Document Number	0000004588
Instrument Date	Feb 27, 2019
Instrument	4588
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10128 HOWE AVE GRASS VALLEY CA 959499135, GRASS VALLEY, CA 95949-9135

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,358 (+2%) Land $120,744 Building $358,614
2025	$5,111.00 (+2.24%) Homeowner's exemption	$469,960 (+4.04%) Land $118,377 Building $351,583
2024	$4,999.00 (+2.04%)
2023	$4,899.00 (+2.13%) Homeowner's exemption	$451,713 Land $113,781 Building $337,932	$571,950
2022	$4,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, DigitalPath, Race Communications, Xfinity.

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