10128 Hilltop Ct, Champlin, MN 55316 Property Records

Hennepin County property record for 10128 Hilltop Ct, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,115 sqft · built 1988
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Apr 2020)
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-120-22-12-0024`

Property Details

APN / Parcel Number

Primary APN	`36-120-22-12-0024`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
Gross Area	3,777 sqft
1st Floor Area	1,245 sqft
2nd Floor Area	870 sqft
Basement Area	982 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	139 ft deep x 104 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	680 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	378 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10128 HILLTOP CT
City	CHAMPLIN
State	MN
Zip	55316-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 002 T HIGHPOINTE AT ELM CREEK SW 104X139X90X133
Legal Range	22
Legal Township	120
Legal Section	36
Legal Quarter	12
Legal Subdivision	HIGHPOINTE AT ELM CREEK
Legal Block	2
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3006
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10128 HILLTOP CT, CHAMPLIN, MN 55316-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	20205704520
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 30, 2020
Property Address	10128 HILLTOP CT, CHAMPLIN, MN 55316-2647
Document Number	0005704520
Instrument Date	Apr 28, 2020
Instrument	5704520
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GRP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10128 HILLTOP CT CHAMPLIN MN 553162647, CHAMPLIN, MN 55316-2647

Mortgage

Document Number	5704521
Date	Apr 30, 2020
Instrument	5704521

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,341.00 (+27.4%) Homeowner's exemption	$492,500 (+4.5%) Land $111,000 Building $381,500	$492,500 (+4.5%) Land $111,000 Building $381,500
2024	$7,332.00 (+46.46%)	$471,300 (+6.63%) Land $105,000 Building $366,300	$471,300 (+6.63%) Land $105,000 Building $366,300
2023	$5,006.00 Homeowner's exemption
2022		$442,000 Land $85,000 Building $357,000	$442,000 Land $85,000 Building $357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Xtratyme Technologies.

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