10128 E 16th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10128 E 16th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2003
Lot Size	0.111 acres (4,820 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2025)
Tax Bill	$3,673 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45291.2108`

Property Details

APN / Parcel Number

Primary APN	`45291.2108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,504 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2022
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,820 sqft (0.111 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	92 sqft
Canopy	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10128 E 16TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DISHMAN COMMONS LT4A BLK2
Legal Subdivision	DISHMAN COMMONS
Legal Block	2
Legal Lot Number	4A
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3004
Census Tract	12802

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	20257448446
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 21, 2025
Property Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Document Number	0007448446
Map Reference	VOL 26 PG 79&80
Instrument Date	Oct 21, 2025
Instrument	7448446
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457

Mortgage

Document Number	0007448447
Date	Oct 21, 2025
Instrument	7448447

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 16, 2021
Property Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Document Number	0007114283
Map Reference	VOL 26 PG 79&80
Instrument Date	Aug 3, 2021
Instrument	7114283
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,629.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457

Mortgage

Document Number	0007114284
Date	Aug 16, 2021
Instrument	7114284

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0007114285
Date	Aug 16, 2021
Instrument	7114285

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006569498
Date	Jan 9, 2017
Instrument	6569498

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007021943
Date	Jan 15, 2021
Instrument	7021943

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 25, 2017
Property Address	10128 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Document Number	0006653476
Instrument Date	Oct 23, 2017
Instrument	6653476
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,741.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10128 E 16TH AVE SPOKANE VALLEY WA 992063457, SPOKANE VALLEY, WA 99206-3457

Mortgage

Document Number	6653477
Date	Oct 25, 2017
Instrument	6653477

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,673.00 (-0.51%)	$367,600 (-0.54%) Land $100,000 Building $267,600	$367,600 (-0.54%) Land $100,000 Building $267,600
2025	$3,692.00 (+4%)	$369,600 (-) Land $65,000 Building $304,600	$369,600 (-) Land $65,000 Building $304,600
2024	$3,550.00 (+0.34%)	$369,600 (+32.33%) Land $65,000 Building $304,600	$369,600 (+32.33%) Land $65,000 Building $304,600
2023	$3,538.00 (+8.39%)	$279,300 Land $50,000 Building $229,300	$279,300 Land $50,000 Building $229,300
2022	$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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