10128 Colony Dr, Waco, TX 76708 Property Records

McLennan County property record for 10128 Colony Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,372 sqft · built 2006
Lot Size	0.117 acres (5,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,300 (Feb 2017)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-021004-000118-0`

Property Details

APN / Parcel Number

Primary APN	`18-021004-000118-0`
Alternative APN	`335802`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,101 sqft (0.117 acres)
Lot Dimensions	98 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	113 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10128 COLONY DR
City	WACO
State	TX
Zip	76708-5858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COUGAR RIDGE PT 3 LOT 18 BLOCK A ACRES .1171
Legal Subdivision	COUGAR RIDGE PT 3
Legal Block	A
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1007
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10128 COLONY DR, WACO, TX 76708-5858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Feb 15, 2017	Vendor's Lien, Transfer · FHA Mortgage TEXAS BANK FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	20174901
Prior Transfer Date	Feb 14, 2017
Prior Transfer Doc	0000004901
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10128 COLONY DR, WACO, TX 76708-5858
Document Number	0000036090
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10128 COLONY DR WACO TX 767085858, WACO, TX 76708-5858

Mortgage

Document Number	0000036090
Date	Oct 9, 2020
Instrument	36090

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 15, 2017
Property Address	10128 COLONY DR, WACO, TX 76708-5858
Document Number	0000004901
Map Reference	FILE2005048375
Instrument Date	Feb 14, 2017
Instrument	2017004901
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10128 COLONY DR, 10128, WACO, TX 76708-5858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 COLONY DR, WACO, TX 76708-5858

Mortgage

Document Number	0000004902
Date	Feb 15, 2017
Instrument	2017004902

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,646 (-0.51%) Land $25,912 Building $208,734	$234,646 (-0.51%) Land $25,912 Building $208,734
2025	$3,335.00 (-1.45%) Homeowner's exemption	$235,840 (+4.47%) Land $23,570 Building $212,270	$235,840 (+4.47%) Land $23,570 Building $212,270
2024	$3,384.00 (+12.24%)
2023		$225,750 Land $23,570 Building $202,180	$225,750 Land $23,570 Building $202,180
2022	$3,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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