10128 Aragon Dr, Waco, TX 76708 Property Records

McLennan County property record for 10128 Aragon Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,705 sqft · built 2001
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$359,100 (Sep 2023)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-021003-000419-0`

Property Details

APN / Parcel Number

Primary APN	`18-021003-000419-0`
Alternative APN	`312148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,705 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	122 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10128 ARAGON DR
City	WACO
State	TX
Zip	76708-5667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COUGAR RIDGE PT 2 LOT 19 BLOCK 4 ACRES .266
Legal Subdivision	COUGAR RIDGE PT 2
Legal Block	4
Legal Lot Number	19
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1029
Census Tract	4104

Owner

10128 Aragon Dr is owned and occupied by two individuals who bought it in September 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10128 ARAGON DR, WACO, TX 76708-5667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage ANDREW B MATTHEWS ETAL
Apr 2, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	202329658
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0000010362
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 19, 2023
Property Address	10128 ARAGON DR, WACO, TX 76708-5667
Document Number	0000029658
Map Reference	VOL 583 PG 480
Instrument Date	Sep 15, 2023
Instrument	2023029658
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DEER CREEK DR, WACO, TX 76708-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 ARAGON DR, WACO, TX 76708-5667
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029659
Date	Sep 19, 2023
Instrument	2023029659

Lender

Name	ANDREW B MATTHEWS ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	216 Months
Due	Sep 15, 2041

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 2, 2018
Property Address	10128 ARAGON DR, WACO, TX 76708-5667
Document Number	0000010362
Map Reference	VOL583 PG480
Instrument Date	Mar 29, 2018
Instrument	2018010362
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 ARAGON DR, WACO, TX 76708-5667

Mortgage

Document Number	0000010363
Date	Apr 2, 2018
Instrument	2018010363

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10128 Aragon Dr was $6,146 with a homeowner's exemption, down 2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (-4.99%) Land $35,688 Building $229,312	$265,000 (-4.99%) Land $35,688 Building $229,312
2025	$6,146.00 (-2.02%)	$278,930 Land $32,440 Building $246,490	$278,930 Land $32,440 Building $246,490
2024	$6,273.00
2023		$300,000 Land $32,440 Building $267,560	$300,000 Land $32,440 Building $267,560
2022	$6,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10128 Aragon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10128 Aragon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aragon Dr

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