10127 Vernon Ave, Montclair, CA 91763 Property Records

San Bernardino County property record for 10127 Vernon Ave, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1952
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2008)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-391-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1010-391-39-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,628 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	137 ft deep x 62 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	504 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10127 VERNON AVE
City	MONTCLAIR
State	CA
Zip	91763-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3666 LOT 24
Legal Subdivision	TRACT NO 3666
Legal Tract	3666
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1003
Census Tract	208

Owner

10127 Vernon Ave is owned and occupied by two individuals who bought it in September 2008.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LENDING
Aug 24, 2018	Deed of Trust, Mortgage · FHA Mortgage ACTION ONE FINANCIAL CORP
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2008 · Amount on File
Deed Sale	Sep 23, 2008 · Amount on File
Prior Sale	Jul 19, 2006 · Amount on File
Deed Document Number	2008428285
Prior Transfer Date	Sep 18, 2006
Prior Transfer Doc	0000806572
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925

Mortgage

Document Number	0000233569
Date	Sep 29, 2025
Instrument	2025-0233569

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925

Mortgage

Document Number	0000025343
Date	Jan 21, 2022
Instrument	2022-0025343

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000311127
Date	Aug 24, 2018
Instrument	2018-0311127

Lender

Name	ACTION ONE FINANCIAL CORP
Type	Mortgage Company
Address	COVINA, CA 91723

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 VERNON AVE, MONTCLAIR, CA 91763-3925

Mortgage

Document Number	0000028279
Date	Jan 20, 2021
Instrument	2021-0028279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10127 Vernon Ave was $4,285 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,261 (+2%) Land $131,263 Building $272,998
2025	$4,285.00 Homeowner's exemption	$396,334 Land $128,689 Building $267,645
2023	$4,067.00 (+7.22%) Homeowner's exemption	$380,944 Land $123,692 Building $257,252
2022	$3,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10127 Vernon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10127 Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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