Hernando County property record for 10127 Ridge Top Loop, Weeki Wachee, FL 34613 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 2004 |
| Lot Size | 0.564 acres (24,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,900 (Sep 2002) |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R24-222-17-4323-0000-0360 |
| Primary APN | R24-222-17-4323-0000-0360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,783 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,566 sqft (0.564 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01380464 |
|---|---|
| Street Address | 10127 RIDGE TOP LOOP |
| City | WEEKI WACHEE |
| State | FL |
| Zip | 34613-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCLAVE OF WOODLAND WATERS,THE LOT 36 |
| Legal Range | 17E |
| Legal Township | 22S |
| Legal Section | 24 |
| Legal Subdivision | ENCLAVE OF WOODLAND WATERS,THE |
| Legal Lot Number | 36 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40702 |
Source: Hernando County records · APN R24-222-17-4323-0000-0360
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 10, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 06, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2002 · Amount on Record |
| Deed Sale | Sep 24, 2002 · Amount on Record |
| Deed Book / Page | 1575 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0044081581 |
|---|---|
| Date | Apr 13, 2024 |
| Book Page | 4408/1581 |
| Instrument | 2024020196 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 26, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Document Number | 0041200168 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 4120/168 |
| Instrument | 2022007809 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.79% |
| Type Change Date | Jan 25, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.79% |
| Index | Prime Rate |
| Max Rate | 9.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Document Number | 0040780773 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 4078/773 |
| Instrument | 2021082160 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034681124 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 3468/1124 |
| Instrument | 2017026786 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038720157 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 3872/157 |
| Instrument | 2020047592 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10127 RIDGE TOP LOOP, WEEKI WACHEE, FL 34613-3531 |
| Document Number | 0034690498 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10127 RIDGE TOP LOOP WEEKI WACHEE FL 346133531, WEEKI WACHEE, FL 34613-3531 |
| Document Number | 0034690498 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 003469/000498 |
| Instrument | 27294 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,452.00 (+28.85%) Homeowner's exemption | $174,752 (+5.99%) | $304,908 (+10.02%) Land $42,991 Building $261,917 |
| 2023 | $164,881 Land $164,881 | ||
| 2022 | $1,903.00 | $277,138 Land $42,991 Building $234,147 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530407022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 55 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 3 (1985–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property
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