10127 Bannister St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10127 Bannister St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,126 sqft · built 1982
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Jun 2020)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0440-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0440-0200`
Alternative APNs	`00275847` `275847`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,126 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	168 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00275847
Street Address	10127 BANNISTER ST
City	SPRING HILL
State	FL
Zip	34608-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 440 LOT 20
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	440
Legal Lot Number	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3004
Census Tract	40901

Owner

10127 Bannister St is owned and occupied by two individuals who bought it in June 2020.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10127 BANNISTER ST, SPRING HILL, FL 34608-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC
Mar 20, 2020	Warranty Deed, Transfer TITLE USA
Sep 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Mar 20, 2020 · Amount on File
Deed Document Number	202037415
Deed Book / Page	3853 / 1884
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	0036250886
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 22, 2020
Property Address	10127 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0038531884
Book / Page	3853 / 1884
Map Reference	MB 8 PG 27-37
Instrument Date	Jun 8, 2020
Instrument	2020037415
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10127 BANNISTER ST, 10127, SPRING HILL, FL 34608-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10127 BANNISTER ST, SPRING HILL, FL 34608-6604

Mortgage

Document Number	38531886
Date	Jun 22, 2020
Instrument	3853/1886

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 20, 2020
Property Address	10127 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0038210636
Book / Page	003821 / 000636
Instrument Date	Feb 28, 2020
Instrument	18711
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	TITLE USA

Transaction

Amount	Amount on Record
Tax	$588.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5354 KEYSVILLE AVE SPRING HILL FL 346081838, SPRING HILL, FL 34608-1838

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 20, 2018
Property Address	10127 BANNISTER ST, SPRING HILL, FL 34608-6604
Document Number	0036250886
Book / Page	003625 / 000886
Instrument Date	Sep 20, 2018
Instrument	57437
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10127 BANNISTER ST SPRING HILL FL 346086604, SPRING HILL, FL 34608-6604

Tax Assessment & Valuation

The 2025 property tax bill for 10127 Bannister St was $2,573 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 Homeowner's exemption	$171,247	$174,978 Land $34,675 Building $140,303
2023		$164,381 Land $33,477 Building $130,904
2022	$2,496.00		$164,381 Land $31,350 Building $133,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10127 Bannister St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10127 Bannister St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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