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10127 28th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 10127 28th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,776 sqft · built 2006
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Dec 1999)
Tax Bill$3,667 (2024)
Deeds & MortgagesJul 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN6254-0005-9

Property Details

APN / Parcel Number

Primary APN6254-0005-9
Alternative APNs
  • 331818625400059
  • 0625400059

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,776 sqft Living Area
Gross Area3,612 sqft
1st Floor Area2,477 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area91,476 sqft
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces
Pool Area350 sqft
PorchOpen Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0625400059
Street Address10127 28TH AVE E
CityPALMETTO
StateFL
Zip34221-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1 SUBURB
Legal DescriptionTHE N 145.00 FT OF THE S 356.76 FT OF NW1/4 OF SE1/4 OF SEC 18-33-18, LESS THE W 720 FT, LESS RD R/W OFF THE E SIDE PI#6254.0005/9
Legal Range18E
Legal Township33S
Legal Section18
Legal SubdivisionNOT IN SUBDIVISION 0/0
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1054
Census Tract1602

Owner

Source: Manatee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10127 28TH AVE E, PALMETTO, FL 34221-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 1999 · Amount on Record
Deed SaleDec 16, 1999 · Amount on Record
Deed Book / Page1618 / 6770
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Recording DateJul 29, 2026
Property Address10127 28TH AVE E, PALMETTO, FL 34221-8714
Document Number0000087276
Instrument DateJul 24, 2026
Instrument202687276
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10127 28TH AVE E, PALMETTO, FL 34221-8714

Mortgage

Document Number0000087276,
DateJul 29, 2026
Instrument202687276
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10127 28TH AVE E, PALMETTO, FL 34221-8714
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202141116027
DateAug 31, 2021
Instrument202141116027
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,885 (+2.7%)$709,193 (-0.22%) Land $118,575 Building $590,618
2025$300,764 (+5.99%)$710,731 (-2.11%) Land $118,575 Building $592,156
2024$3,667.00 (+1.41%)
2023$3,616.00 (+2.81%) Homeowner's exemption$283,775 (+3%)$726,018 (+26.71%) Land $118,575 Building $607,443
2022$3,517.00 Homeowner's exemption$275,510$572,989 Land $54,250 Building $518,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims9 (1992–2024)
Claims Outside the SFHA4 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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