10125 Ridgeline Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10125 Ridgeline Dr, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,050 sqft · built 1978
Lot Size0.021 acres (924 sqft)
OwnerIndividual Name on Record
Last Sale$78,000 (Nov 1997)
Tax Bill$3,287 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-01717773

Property Details

APN / Parcel Number

Primary APN09-01717773
Alternative APN
  • 01717773

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,050 sqft Living Area
1st Floor Area525 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area924 sqft (0.021 acres)
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01717773
Street Address10125 RIDGELINE DR
CityMONTGOMERY VILLAGE
StateMD
Zip20886-3011
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR20
Legal DescriptionCLUBSIDE MONTG VILLA GE 8961/233
Legal SubdivisionCLUBSIDE MONTG VILL
Legal Block2
Legal Lot Number74
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2004
Census Tract700813

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10125 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3011
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 1997 · Amount on Record
Deed SaleNov 12, 1997 · Amount on Record
Deed Document Number1997104555
Deed Book / Page15296 / 484
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10125 RIDGELINE DR, GAITHERSBURG, MD 20886-3011
Document Number0574250364
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedApr 29, 2019
Title CompanyQUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10125 RIDGELINE DR GAITHERSBURG MD 208863011, GAITHERSBURG, MD 20886-3011

Mortgage

Document Number0574250364
DateApr 11, 2019
Book Page057425/000364
Lender
NameFELLOWSHIP HM LOANS
AddressMELVILLE, NY 11747
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 10, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,600 (+6.42%) Land $110,000 Building $153,600$263,600 (-) Land $110,000 Building $153,600
2025$3,287.00 (+74.1%)$247,700 (+14.73%)$263,600 (+22.09%) Land $110,000 Building $153,600
2023$215,900 Land $100,000 Building $115,900$215,900 Land $100,000 Building $115,900
2022$1,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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