10125 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 10125 N River Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 8,282 sqft · built 1996
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Company Names on File
Last Sale	$1,300,000 (Oct 2025)
Tax Bill	$24,615 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-202-010`

Property Details

APN / Parcel Number

Primary APN	`19-26-202-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	8,282 sqft Living Area
1st Floor Area	4,058 sqft
Basement Area	3,398 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	62,726 sqft (1.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10125 N RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R00036696 LT 3 SHORELINE PARK
Legal Subdivision	SHORELINE PARK
Legal Block	202
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4017
Census Tract	871600

Owner

Source: McHenry County records · APN 19-26-202-010

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage JAMES G MLADY MARITAL TRUST
Oct 15, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 28, 2022	Intrafamily Transfer, Transfer ATTORNEY
Dec 07, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 05, 2018	Loan Modification, Mortgage · Conventional Mortgage PNC BK
May 10, 2017	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 07, 2018 · Amount on Record
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0000036696
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031041
Date	Dec 11, 2023
Instrument	2023R0031041

Lender

Name	JAMES G MLADY MARITAL TRUST
Type	Non-Lending Institution
Address	CHICAGO, IL 60611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 15, 2025
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Document Number	0000028650
Map Reference	DOC 93R9848
Instrument Date	Oct 15, 2025
Instrument	2025R0028650
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 28, 2022
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Document Number	0000036696
Map Reference	DOC 93R9848
Instrument Date	Oct 24, 2022
Instrument	2022R0036696
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 07, 2018
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Document Number	0000041565
Instrument Date	Dec 07, 2018
Instrument	41565
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$997.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 N RIVER RD ALGONQUIN IL 601029685, ALGONQUIN, IL 60102-9685

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Document Number	0000027797
Instrument Date	Jul 05, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10125 N RIVER RD ALGONQUIN IL 601029685, ALGONQUIN, IL 60102-9685

Mortgage

Document Number	0000027797
Date	Aug 14, 2018
Instrument	27797

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 13, 2058

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	10125 N RIVER RD, ALGONQUIN, IL 60102-9685
Document Number	0000031212
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10125 N RIVER RD ALGONQUIN IL 601029685, ALGONQUIN, IL 60102-9685

Mortgage

Document Number	0000031212
Date	Aug 23, 2017
Instrument	31212

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Barrington Hills Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$24,615.00	$300,846 (+18.89%) Land $51,917 Building $248,929	$902,538 (+18.89%) Land $155,751 Building $746,787
2022		$253,047 Land $56,944 Building $196,103	$759,141 Land $170,832 Building $588,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118716004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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