10125 Montoya Dr, Laredo, TX 78045 Property Records

Webb County property record for 10125 Montoya Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,134 sqft · built 2004
Lot Size0.179 acres (7,775 sqft)
OwnerCompany Name on Record
Tax Bill$1,672 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN989-51001-390

Property Details

APN / Parcel Number

Primary APN989-51001-390
Alternative APN
  • 274000

Interior

Stories2 Stories
Building Area2,134 sqft Living Area
Gross Area2,533 sqft
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,775 sqft (0.179 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area135 sqft

Location & Zoning

Street Address10125 MONTOYA DR
CityLAREDO
StateTX
Zip78045-6400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSAN ISIDRO RUIDOSO, BLOCK 1, LOT 39, UNIT II
Legal SubdivisionSAN ISIDRO RUIDOSO
Legal Block1
Legal Lot Number39
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1000
Census Tract1726

Owner

Source: Webb County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address161 N CLARK ST, 3450, CHICAGO, IL 60601-3239
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 27, 2023Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2026
Deed SaleSep 9, 2026
Prior SaleNov 27, 2023 · Amount on Record
Deed Document Number20261597516
Deed Book / Page6104 / 633
Prior Transfer DateJan 8, 2014
Prior Transfer Doc003558/176
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateSep 9, 2026
Property Address10125 MONTOYA DR, LAREDO, TX 78045-6400
Document Number0001597516
Book / Page6104 / 633
Instrument DateAug 10, 2026
Instrument20261597516
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 27, 2023
Property Address10125 MONTOYA DR, LAREDO, TX 78045-6400
Document Number005565/115
Book / Page5565 / 115
Map ReferenceVOL 22 PG 34
Instrument DateNov 17, 2023
Instrument1516109
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8803 WESTOVER CLUB DR, AUSTIN, TX 78759-7348

Transferred To (Grantee/Buyer)

NameVerified Name
Address10125 MONTOYA DR, LAREDO, TX 78045-6400

Mortgage

Document Number0001516110
DateNov 27, 2023
Instrument1516110
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,352 (+5.12%) Land $106,595 Building $240,757$347,352 (+5.12%) Land $106,595 Building $240,757
2025$1,672.00 (-18.24%) Homeowner's exemption$330,423 (+8.31%) Land $106,595 Building $223,828$330,423 (+8.31%) Land $106,595 Building $223,828
2024$2,045.00 (+15.67%)
2023$305,065 Land $100,220 Building $204,845$305,065 Land $100,220 Building $204,845
2022$1,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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