10125 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 10125 Big Bone Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 2,481 sqft · built 2016
Lot Size	120 acres (5,255,078 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041.00-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`041.00-00-021.00`
Alternative APN	`44519`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,481 sqft Finished Area
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	5,255,078 sqft (120 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10125 BIG BONE RD
City	UNION
State	KY
Zip	41091-7693
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	117.225 AC ON BIG BONE RD (41-21)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1000
Census Tract	70601

Owner

10125 Big Bone Rd, an agricultural property, is owned by two individuals who acquired it in October 2021.

Source: Boone County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10125 BIG BONE RD, UNION, KY 41091-7693
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Nov 5, 2021	Intrafamily Transfer, Transfer
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2021
Transfer Doc	D1175/176
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10125 BIG BONE RD, UNION, KY 41091-7693
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 BIG BOBE ROAD, UNION, KY 41091-7693

Mortgage

Document Number	0M4594/460
Date	Apr 25, 2022
Book Page	M4594/460
Instrument	869589

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Nov 5, 2021
Property Address	10125 BIG BONE RD, UNION, KY 41091-7693
Document Number	D1177/82
Book / Page	D1177 / 82
Instrument Date	Oct 4, 2021
Instrument	853059
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 BIG BONE RD, UNION, KY 41091-7693

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE KY
Recording Date	Oct 7, 2021
Property Address	10125 BIG BONE RD, UNION, KY 41091-7693
Document Number	D1175/176
Book / Page	D1175 / 176
Instrument Date	Oct 4, 2021
Instrument	850185
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10125 BIG BONE RD, 10125, UNION, KY 41091-7693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10125 BIG BONE RD, UNION, KY 41091-7693

Tax Assessment & Valuation

The 2025 property tax bill for 10125 Big Bone Rd was $5,810.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,810.00	$1,459,900 Land $1,000,000 Building $459,900
2024			$1,459,900 (-) Land $1,000,000 Building $459,900
2023	$5,915.00 (+2.67%)	$1,459,900 (-) Land $1,000,000 Building $459,900	$1,459,900 (-) Land $1,000,000 Building $459,900
2022	$5,761.00	$1,459,900 Land $1,000,000 Building $459,900	$1,459,900 Land $1,000,000 Building $459,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10125 Big Bone Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10125 Big Bone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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