10124 Stansfield Rd, Laurel, MD 20723 Property Records

Howard County property record for 10124 Stansfield Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1984
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,000 (Oct 2026)
Tax Bill	$6,456 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-431364`

Property Details

APN / Parcel Number

Primary APN	`06-431364`
Alternative APNs	`6431364` `431364`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,900 sqft (0.204 acres)
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	431364
Street Address	10124 STANSFIELD RD
City	LAUREL
State	MD
Zip	20723-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 10 P/O LOT 11 10124 STANSFIELD RD LAUREL
Legal Subdivision	GEO W BOND SUBDIVISION HIGH RIDGE
Legal Lot Number	10,11
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1002
Census Tract	606906

Owner

Source: Howard County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10124 STANSFIELD RD, LAUREL, MD 20723-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA
Aug 14, 2018	Grant Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	23436 / 365
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 1, 2026
Property Address	10124 STANSFIELD RD, LAUREL, MD 20723-1738
Document Number	2343000365
Book / Page	23436 / 365
Instrument Date	Sep 18, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10124 STANSFIELD RD, LAUREL, MD 20723-1738

Mortgage

Document Number	2343000374,
Date	Oct 1, 2026
Book Page	23436/374

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10124 STANSFIELD RD, LAUREL, MD 20723-1738
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199480284
Date	Nov 20, 2020
Book Page	19948/284

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 14, 2018
Property Address	10124 STANSFIELD RD, LAUREL, MD 20723-1738
Document Number	0183170430
Book / Page	018317 / 000430
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10124 STANSFIELD RD LAUREL MD 207231738, LAUREL, MD 20723-1738

Mortgage

Document Number	183170438
Date	Aug 14, 2018
Book Page	018317/000438

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,456.00 (+9.61%)	$412,667 (+10.13%)	$488,600 (+30.4%) Land $267,500 Building $221,100
2025	$5,890.00 (+51.34%)	$374,700 (+5.44%) Land $172,500 Building $202,200	$374,700 (-) Land $172,500 Building $202,200
2023		$355,367	$374,700 Land $172,500 Building $202,200
2022	$3,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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