10124 Old Liberty Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10124 Old Liberty Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,788 sqft · built 1890
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Dec 2011)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-305560`

Property Details

APN / Parcel Number

Primary APN	`13-305560`
Alternative APN	`305560`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	305560
Street Address	10124 OLD LIBERTY RD
City	FREDERICK
State	MD
Zip	21701-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 1/2 AC N/S OLD LIBERTY RD. NR. MT. PLEASANT
Legal Block	C
Legal Lot Number	116
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	2
Census Block	2013
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10124 Old Liberty Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10124 OLD LIBERTY RD, FREDERICK, MD 21701-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2011 · Amount on File
Deed Sale	Dec 9, 2011 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Book / Page	8642 / 504
Last Transfer Date	Dec 23, 2020
Transfer Doc	0154810164
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10124 OLD LIBERTY RD, FREDERICK, MD 21701-2638
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10124 OLD LIBERTY RD, FREDERICK, MD 21701-2638

Mortgage

Document Number	0163410180
Date	Feb 24, 2023
Book Page	16341/180

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 9, 2021
Property Address	10124 OLD LIBERTY RD, FREDERICK, MD 21701-2638
Document Number	0154810164
Book / Page	15481 / 164
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10124 OLD LIBERTY RD, FREDERICK, MD 21701-2638

Mortgage

Document Number	15481168
Date	Nov 9, 2021
Instrument	15481/168

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	170 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 10124 Old Liberty Rd was $3,626 with a homeowner's exemption, up 6.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-9.16%) Land $178,800 Building $133,400	$312,200 (-9.16%) Land $178,800 Building $133,400
2025	$3,626.00 (+6.18%) Homeowner's exemption	$343,700 Land $137,000 Building $206,700	$343,700 Land $137,000 Building $206,700
2024	$3,415.00 (+8.52%)
2023	$3,147.00 Homeowner's exemption	$276,300	$343,700 Land $137,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10124 Old Liberty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10124 Old Liberty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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