10124 274th St E, Graham, WA 98338 Property Records

Pierce County property record for 10124 274th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,355 sqft · built 2023
Lot Size	1.32 acres (57,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,076 (2026)
Deeds & Mortgages	Oct 2022 Construction Loan Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041833-1-070`

Property Details

APN / Parcel Number

Primary APN	`041833-1-070`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,355 sqft Living Area
Gross Area	4,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	57,799 sqft (1.32 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	10124 274TH ST E
City	GRAHAM
State	WA
Zip	98338-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 18 RANGE 04 QUARTER 11 PARCEL B OF ROS FOR BLA 2021-06-30-5003 PER RCW 58.04.007 N 283.8 FT OF NE OF SE OF NE OF NE EXC W 72 FT THEREOF ALSO EXC N 30 FT FOR 274TH ST CYD TO P CO PER AFN 2287744 ALSO EXC E 30 FT FOR BARNEY CO RD EA
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73117

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12211 147TH STREET CT E, PUYALLUP, WA 98374-3587
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10124 274TH ST E, GRAHAM, WA 98338-5740
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12211 147TH STREET CT E, PUYALLUP, WA 98374-3587

Mortgage

Document Number	0010140593
Date	Oct 14, 2022
Instrument	202210140593

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 11, 2022
Property Address	10124 274TH ST E, GRAHAM, WA 98338-5740
Document Number	0002110769
Instrument Date	Feb 10, 2022
Instrument	202202110769
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12211 147TH STREET CT E, PUYALLUP, WA 98374-3587
Investor	Possibly a Property Investor

Mortgage

Document Number	0002110770
Date	Feb 11, 2022
Instrument	202202110770

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,076.00 (+0.91%)	$980,000 (+1.85%) Land $230,100 Building $749,900	$980,000 (+1.85%) Land $230,100 Building $749,900
2025	$9,985.00 (+27.12%)	$962,200 (+42.04%) Land $224,000 Building $738,200	$962,200 (+42.04%) Land $224,000 Building $738,200
2024	$7,855.00	$677,400 Land $213,800 Building $463,600	$677,400 Land $213,800 Building $463,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAHAM HILL MUTUAL WATER CO INC private · serves 1,440 people · EPA ID WA5328650
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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