10123 Falls Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10123 Falls Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 7,893 sqft · built 2005
Lot Size	0.558 acres (24,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Jan 2019)
Tax Bill	$25,609 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00906234`

Property Details

APN / Parcel Number

Primary APN	`10-00906234`
Alternative APN	`00906234`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,893 sqft Living Area
Gross Area	8,652 sqft
1st Floor Area	2,869 sqft
Basement Area	1,825 sqft
Finished Basement	1,825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,309 sqft (0.558 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	253 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00906234
Street Address	10123 FALLS RD
City	POTOMAC
State	MD
Zip	20854-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC VILLAGE
Legal Subdivision	POTOMAC VILLAGE
Legal Block	A
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3013
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10123 FALLS RD, POTOMAC, MD 20854-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 17, 2019	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Book / Page	57121 / 196
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0517580171
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10123 FALLS RD, POTOMAC, MD 20854-4107
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10123 FALLS RD, POTOMAC, MD 20854-4107

Mortgage

Document Number	0622490072
Date	Mar 18, 2021
Book Page	62249/72

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 17, 2019
Property Address	10123 FALLS RD, POTOMAC, MD 20854-4107
Document Number	0571210196
Book / Page	57121 / 196
Map Reference	MB 63 PL 5531
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10123 FALLS RD, POTOMAC, MD 20854-4107
Investor	Possibly a Property Investor

Mortgage

Document Number	0057121202
Date	Jan 17, 2019
Instrument	57121/202

Lender

Name	GUARANTEED RATE AFFINITY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,205,067 (+1.35%)	$2,263,800 (+4.05%) Land $504,800 Building $1,759,000
2025	$25,609.00 (+4.18%)	$2,175,700 (+21.69%) Land $504,800 Building $1,670,900	$2,175,700 (-) Land $504,800 Building $1,670,900
2024	$24,582.00 (+32.21%)
2023		$1,787,967	$2,175,700 Land $504,800 Building $1,670,900
2022	$18,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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