San Diego County property record for 10122 Ramona Dr, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1952 |
| Lot Size | 0.259 acres (11,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $540,000 (Feb 2022) |
| Tax Bill | $8,808 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Jan 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-252-02-00 |
| Primary APN | 501-252-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,300 sqft (0.259 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10122 RAMONA DR |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 444 TR 002186 |
| Legal Subdivision | CASA DE ORO AVOCADO ESTATES |
| Legal Tract | 002186 |
| Legal Block | 3 |
| Legal Lot Number | 444 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 13601 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7480 MIRAMAR RD, 210, SAN DIEGO, CA 92126-4220 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage RFLF 4 LLC |
| Jan 3, 2024 | Grant Deed, Construction Loan · Construction Mortgage RFLF 4 LLC |
| Feb 2, 2022 | Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Jun 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on Record |
| Deed Sale | Feb 2, 2022 · Amount on Record |
| Prior Sale | Jun 26, 1987 · Amount on Record |
| Deed Document Number | 202249641 |
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 0000001281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10122 RAMONA DR, SPRING VALLEY, CA 91977-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7340 MIRAMAR RD 201, 201, SAN DIEGO, CA 92126-4213 |
| Document Number | 0000077256 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0077256 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 3, 2024 |
| Property Address | 10122 RAMONA DR, SPRING VALLEY, CA 91977-1806 |
| Document Number | 0000001281 |
| Map Reference | MAP 2186 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2024-0001281 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2024 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Document Number | 0000001282 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024-0001282 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 1, 2025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 2, 2022 |
| Property Address | 10122 RAMONA DR, SPRING VALLEY, CA 91977-1806 |
| Document Number | 0000049641 |
| Map Reference | MAP 2186 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2022-0049641 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049642 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-0049642 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2021 |
| Property Address | 10122 RAMONA DR, SPRING VALLEY, CA 91977-1806 |
| Document Number | 0000439491 |
| Map Reference | MAP 2186 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021-0439491 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10122 RAMONA DR, SPRING VALLEY, CA 91977-1806 |
| Document Number | 0000439492 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0439492 |
| Name | CATALYST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $584,509 (+2%) Land $344,086 Building $240,423 | |
| 2025 | $8,808.00 (+22.21%) | $573,049 (+4.04%) Land $337,340 Building $235,709 |
| 2024 | $7,207.00 (+3.15%) | |
| 2023 | $6,987.00 (+154.17%) | $550,799 Land $324,242 Building $226,557 |
| 2022 | $2,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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