Howard County property record for 10122 Guilford Rd, Jessup, MD 20794 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2025) |
| Tax Bill | $4,941 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-417310 |
| Primary APN | 06-417310 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 417310 |
|---|---|
| Street Address | 10122 GUILFORD RD |
| City | JESSUP |
| State | MD |
| Zip | 20794-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 10122 ROUTE 32 E YOUNG PROP |
| Legal Subdivision | EDWARD YOUNG PROP |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 606901 |
Source: Howard County records · APN 06-417310
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10122 GUILFORD RD, JESSUP, MD 20794-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Jun 03, 1999 |
| Deed Book / Page | 22939 / 178 |
| Transfer Doc | 0000004465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 30, 2025 |
| Property Address | 10122 GUILFORD RD, JESSUP, MD 20794-9533 |
| Document Number | 0229390178 |
| Book / Page | 22939 / 178 |
| Map Reference | MB BM JR 3 FO 22 |
| Instrument Date | Sep 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | SHR TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10122 GUILFORD RD, JESSUP, MD 20794-9533 |
| Document Number | 0022939190 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 22939/190 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0229390213 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 22939/213 |
| Name | FIRST AMERICAN MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,333 (+7.56%) | $417,800 (+22.67%) Land $256,500 Building $161,300 | |
| 2025 | $4,941.00 (+4.28%) Homeowner's exemption | $340,600 (+7.29%) Land $201,500 Building $139,100 | $340,600 (-) Land $201,500 Building $139,100 |
| 2024 | $4,738.00 (+37.57%) | ||
| 2023 | $317,467 | $340,600 Land $201,500 Building $139,100 | |
| 2022 | $3,444.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (2006–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2018, river or lake flooding |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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