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10122 94th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 10122 94th St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,716 sqft · built 1926
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Oct 2023)
Tax Bill$825 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-02S-14E-02420-001000

Property Details

APN / Parcel Number

Primary APN30-02S-14E-02420-001000
Alternative APN
  • 02420001000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area131,987 sqft (3.03 acres)

Exterior Amenities

PorchFinished/Screened Porch
Patio Area561 sqft
FenceFence
Greenhouse140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number02420001000
Street Address10122 94TH ST
CityLIVE OAK
StateFL
Zip32060-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 3.03 ACRES FOR PT OF REF COM AT THE NE COR OF SAID SE1/4 OF SW1/4 & RUN S 88 DEG 59'31 W ALONG THE N LINE OF SAID SE1/4
Legal Range14E
Legal Township02S
Legal Section30
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group5
Census Block5012
Census Tract970100

Owner

10122 94th St is owned and occupied by two individuals who acquired it in August 2024.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address10122 94TH ST, LIVE OAK, FL 32060-7005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 11, 2019Loan Modification, Mortgage · Conventional Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Prior SaleOct 23, 2023 · Amount on File
Deed Document Number0000272108
Deed Book / Page2475 / 1
Last Transfer DateAug 21, 2024
Transfer Doc0000282712
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateOct 23, 2023
Property Address10122 94TH ST, LIVE OAK, FL 32060-7005
Document Number0000272108
Book / Page2475 / 1
Instrument DateOct 23, 2023
Instrument2023272108
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanySUWANNEE VALLEY TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18775 NW 242ND ST, HIGH SPRINGS, FL 32643-9142

Transferred To (Grantee/Buyer)

NameVerified Name
Address16748 162ND ST, LIVE OAK, FL 32060-0402

Mortgage

Document Number0000272109
DateOct 23, 2023
Book Page2475/3
Instrument2023272109
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address10122 94TH ST, LIVE OAK, FL 32060-7005
Document Number0000212951
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10122 94TH ST LIVE OAK FL 320607005, LIVE OAK, FL 32060-7005

Mortgage

Document Number0000212951
DateMar 15, 2019
Book Page002106/000271
Instrument212951
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressEL PASO, TX 79935
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueMar 14, 2059
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,180$158,971 Land $26,285 Building $132,686
2024$825.00
2023Homeowner's exemption$55,227 (+3%)$126,128 (+43.14%) Land $30,300 Building $95,828
2022$738.00 Homeowner's exemption$53,618$88,117 Land $18,180 Building $69,937

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10122 94th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1991–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10122 94th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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