Pinellas County property record for 10122 109th St, Seminole, FL 33772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,107 sqft · built 1968 |
| Lot Size | 0.253 acres (10,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Jan 2019) |
| Tax Bill | $4,549 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-751-7682-6 |
| Primary APN | C62-000-751-7682-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 2,107 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,999 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 393 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R239094 |
|---|---|
| Street Address | 10122 109TH ST |
| City | SEMINOLE |
| State | FL |
| Zip | 33772-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GOLDEN GROVES UNIT 2 BLK G, LOT 2 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 22 |
| Legal Subdivision | GOLDEN GROVES UNIT 2 |
| Legal Tract | 31572 |
| Legal Block | G |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 25112 |
10122 109th St is owned and occupied by two individuals who bought it in January 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Apr 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 18, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on File |
| Deed Sale | Jan 18, 2019 · Amount on File |
| Deed Document Number | 201920915 |
| Deed Book / Page | 20402 / 2043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Document Number | 0223940899 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 22394/899 |
| Instrument | 2023084809 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Document Number | 0217820576 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 21782/576 |
| Instrument | 2021352956 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195952469 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 19595/2469 |
| Instrument | 2017120209 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Document Number | 0205712242 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1359 WILLIAMS DR CLEARWATER FL 337642823, CLEARWATER, FL 33764-2823 |
| Document Number | 0205712242 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 020571/002242 |
| Instrument | 183235 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 18, 2019 |
| Property Address | 10122 109TH ST, SEMINOLE, FL 33772-2441 |
| Document Number | 0204022043 |
| Book / Page | 020402 / 002043 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 20915 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10122 109TH ST SEMINOLE FL 337722441, SEMINOLE, FL 33772-2441 |
| Document Number | 204022044 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 020402/002044 |
| Instrument | 20916 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2049 |
The 2025 property tax bill for 10122 109th St was $4,549 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Seminole City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,549.00 Homeowner's exemption | $317,098 | $413,357 Land $170,422 Building $242,935 |
| 2023 | $4,103.00 (+2.75%) Homeowner's exemption | $299,185 (+3%) | $427,209 (+23.52%) Land $226,356 Building $200,853 |
| 2022 | $3,993.00 Homeowner's exemption | $290,471 | $345,855 Land $203,264 Building $142,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10122 109th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10122 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures