10120 Vernon Dr, Lubbock, TX 79423 Property Records

Lubbock County property record for 10120 Vernon Dr, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2017
Lot Size	0.155 acres (6,738 sqft)
Owner	Individual Name on File
Tax Bill	$6,855 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R326145`

Property Details

APN / Parcel Number

Primary APN	`R326145`
Alternative APN	`R2907600000002890000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,010 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	2,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,738 sqft (0.155 acres)
Garage Type	Attached
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10120 VERNON DR
City	LUBBOCK
State	TX
Zip	79423-4581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE L 289
Legal Subdivision	FOX RIDGE
Legal Lot Number	289
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3020
Census Tract	10511

Owner

10120 Vernon Dr is owned and occupied by an individual who acquired it in January 2024.

Source: Lubbock County records, as of October 1, 2025

Owner of Record	Individual Name on File
Mailing Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Jan 11, 2024	Warranty Deed, Transfer
Oct 5, 2018	Vendor's Lien, Transfer HOMETRUST MORTGAGE CO
Jul 30, 2018	Loan Modification, Mortgage FIRST BK
Apr 11, 2018	Loan Modification, Mortgage FIRST BK/CHAMPAIGN
Apr 26, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK
Feb 23, 2017	Warranty Deed, Subdivision Related Transfer FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024
Deed Sale	Jan 11, 2024
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2024996
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	0000038573
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049043
Date	Sep 22, 2021
Instrument	2021049043

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 11, 2024
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Document Number	0000000996
Map Reference	FILE 2015001043
Instrument Date	Jan 2, 2024
Instrument	2024000996
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3617 TOURNAMENT DR, ELGIN, IL 60124-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 VERNON DR, LUBBOCK, TX 79423-4581

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 5, 2018
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Document Number	0000038573
Map Reference	FILE2015001043
Instrument Date	Oct 3, 2018
Instrument	2018038573
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 VERNON AVE, LUBBOCK, TX 79423-4488

Mortgage

Document Number	0000038574
Date	Oct 5, 2018
Instrument	2018038574

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Document Number	0000030417
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 106TH ST LUBBOCK TX 794247421, LUBBOCK, TX 79424-7421

Mortgage

Document Number	0000030417
Date	Aug 10, 2018
Instrument	30417

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79453-9963

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2019

Interest

Rate	6.37%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Document Number	0000014927
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 106TH ST LUBBOCK TX 794247421, LUBBOCK, TX 79424-7421

Mortgage

Document Number	0000014927
Date	Apr 27, 2018
Instrument	14927

Lender

Name	FIRST BK/CHAMPAIGN
Type	Bank
Address	LUBBOCK, TX 79453-9963

Agreement

Amount	Amount on Record

Interest

Rate	6.62%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Apr 26, 2017
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Instrument Date	Apr 11, 2017
Instrument	14509
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 106TH ST LUBBOCK TX 794247421, LUBBOCK, TX 79424-7421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014509
Date	Apr 26, 2017
Instrument	14509

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 25, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 23, 2017
Property Address	10120 VERNON DR, LUBBOCK, TX 79423-4581
Document Number	0000006626
Instrument Date	Feb 16, 2017
Instrument	6626
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4718 106TH ST LUBBOCK TX 794247421, LUBBOCK, TX 79424-7421
Investor	Possibly a Property Investor

Mortgage

Document Number	6627
Date	Feb 23, 2017
Instrument	6627

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10120 Vernon Dr was $6,855, up 19.7% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,855.00 (+19.65%)	$331,306 Land $31,669 Building $299,637	$331,306 Land $31,669 Building $299,637
2024	$5,729.00 (+3.69%)
2023	$5,525.00 (-9.01%) Homeowner's exemption	$318,146 Land $31,669 Building $303,944	$335,613 Land $31,669 Building $303,944
2022	$6,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 Vernon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 Vernon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

Nearby Properties on Vernon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures